Save on everyday purchases

Redeem when you want

Enjoy extra protection on new purchases



 for purchases4 and 
 (or  for Quebec residents) for cash4, 5

SPC logo.

Get a free SPC membership with this credit card

Your free SPC membership provides exclusive access to SPC+. Get better discounts, special experiences and more. Save instantly when you shop over 450 deals in-store and online. Pay no membership fee as a CIBC client with an eligible student product.

Learn more About getting a free SPC membership.

Earn more cash back1

2% cash back

1% cash back

0.5% cash back

Earn maximum rewards

Calculate your cash back potential2

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More to love about this card

Fuel up for less

Send money abroad

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CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.††

Learn more about CIBC Pace It.

Valuable insurance included with your card3

CIBC Dividend Visa Card for Students

Ready to earn as you shop?

Get more out of student life

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