Save on everyday purchases

Redeem when you want

Enjoy extra protection on new purchases



 for purchases4 and 
 (or  for Quebec residents) for cash4, 5

 SPC+ logo

Get a free SPC+ membership with this credit card

Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more – all for free, only with CIBC!

Learn more about getting a free SPC+ membership.

Earn more cash back1

2% cash back

1% cash back

0.5% cash back

Earn maximum rewards

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Fuel up for less

Send money abroad

CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.††

Learn more about CIBC Pace It.

Valuable insurance included with your card3

CIBC Dividend Visa Card for Students

Ready to earn as you shop?

Get more out of student life

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