Cash rewards whenever you spend

Redeem when you want

Enjoy more ways to save

CIBC Dividend® Visa Infinite* Card

Learn more about the CIBC Dividend Visa Infinite Card.

Award winner 

Best Cash Back Credit Card for 2023 and 2022 by Milesopedia

Best Cash Back Credit Card for Grocery, and Best Visa Cash Back Credit Card for Gas & Transit for 2022 by Milesopedia

#1 cash back card for 2021 and 2020 by Rewards Canada

What do I get for my $120 annual fee?

4%

cash back on eligible gas, electric vehicle charging, and groceries2

2%

cash back on transportation, dining at eligible restaurants, bars, and coffee shops, and on recurring payments2 such as streaming services

1%

cash back on everything else2, including home renovations, spa services and golf tee times 

You could earn $660 in annual cash back with an average monthly spend of $2,700.12

What else do I get?

Valuable benefits like Mobile Device Insurance, Out-of-Province Emergency Travel Medical Insurance, and more8

Want to learn more?

Find out how much cash back you could earn with our rewards calculator

CIBC Dividend Platinum® Visa* Card

Learn more about the CIBC Dividend Platinum Visa Card.

What do I get for my $99 annual fee?

3%

cash back on eligible gas, electric vehicle charging, and groceries3

2%

cash back on transportation, dining at eligible restaurants, bars, and coffee shops, and on recurring payments3 such as newspaper subscriptions

1%

cash back on everything else3, including kitchen appliances, e-books and running shoes

You could earn $564 in annual cash back with an average monthly spend of $2,700.12

What else do I get?

Valuable benefits like Purchase Security and Extended Protection Insurance, Auto Rental Collision and Loss Damage Insurance, and more9

Want to learn more?

Find out how much cash back you could earn with our rewards calculator

Award winner

Best Visa Cash Back Credit Card with No Annual Fee for 2022 by Milesopedia

What do I get for my $0 annual fee?

2%

cash back on groceries4

1%

cash back on eligible gas, electric vehicle charging, transportation, dining at eligible restaurants, bars, and coffee shops, and on recurring payments4 such as mobile app subscriptions

0.5%

cash back on everything else4, including your favourite clothing stores, haircuts and concert tickets

You could earn $234 in annual cash back with an average monthly spend of $1,950.12

What else do I get?

Valuable benefits like Purchase Security and Extended Protection Insurance and more10

Want to learn more?

Find out how much cash back you could earn with our rewards calculator

CIBC Dividend® Visa* Card for Students

Learn more about the CIBC Dividend Visa Card for Students.

Award winner

Best Credit Card for Students for 2023 by Milesopedia

Best Visa Cash Back Card for Students for 2022 by Milesopedia

What do I get for my $0 annual fee?

2%

cash back on groceries4

1%

cash back on eligible gas, electric vehicle charging, transportation, dining at eligible restaurants, bars, and coffee shops, and on recurring payments4 such as your phone bill

0.5%

cash back on everything else4, including your textbooks and favourite clothing stores

You could earn $234 in annual cash back with an average monthly spend of $1,950.12

What else do I get?

Valuable benefits like SPC+ membership11, Purchase Security and Extended Protection Insurance and more10

Want to learn more?

Find out how much cash back you could earn with our rewards calculator

Looking for more information on how to redeem your cash back? View our quick tutorial

Play video: How to redeem cash back on your Dividend card (1:39)

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Learn more about Journie Rewards.

Some purchases can't wait

CIBC Pace It™ helps you pay off large purchases with Installment Plans on your credit card at lower interest rates.

Learn more about CIBC Pace It.

Get more money back with Paymi

Sign up for Paymi and enjoy cash back rewards from top retailers — that's on top of the cash back you already earn with your Dividend card.

Learn more about Paymi.

Send money abroad

Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date.5, 6, 7

Learn more about earning rewards with CIBC Global Money Transfer.

Save on car rentals

Get up to 25% off auto rentals at participating Avis® locations in Canada and the U.S. when you pay with your Dividend card.◊◊

Learn more about the Avis Rent a Car discount.