Save while you spend

Redeem when you want

Enjoy more ways to save

Named the #1 cash back card for 2020 by Rewards Canada

4%

cash back on gas and groceries2

2%

cash back on transportation, dining and recurring payments2

1%

cash back on everything else2

3%

cash back on gas and groceries3

2%

cash back on transportation, dining and recurring payments3

1%

cash back on everything else3

2%

cash back on groceries4

1%

cash back on gas, transportation, dining and recurring payments4

0.5%

cash back on everything else4

2%

cash back on groceries4

1%

cash back on gas, transportation, dining and recurring payments4

0.5%

cash back on everything else4

Fuel up for less

Link your card with Journie Rewards to save up to 10 cents per litre at participating Chevron, Ultramar and Pioneer gas stations.

Learn more about Journie Rewards.

Some purchases can't wait

CIBC Pace It™ helps you pay off large purchases with Installment Plans on your credit card at lower interest rates.

Learn more about CIBC Pace It.

Get more money back with Paymi

Sign up for Paymi and enjoy cash back rewards from top retailers — that's on top of the cash back you already earn with your Dividend card.

Learn more about Paymi.

Limited time offer

Send money abroad

Get cash back when you send a CIBC Global Money Transfer™.††, 5 There are no transaction fees and you won’t be charged interest, as long as you pay your balance by the payment due date.6

Learn more about earning rewards with CIBC Global Money Transfer.

Save on car rentals

Get up to 25% off auto rentals at participating Avis® locations in Canada and the U.S. when you pay with your Dividend card.◊◊

Learn more about the Avis Rent a Car discount.