CIBC Dividend Visa Infinite Card.

Welcome Offer  

Join and earn over $350 in valueⓘ including an annual fee rebate

 

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   for the CIBC Dividend Visa Infinite Card. Opens in a new window.

$60,000 individual, or $100,000 household minimum annual income

Fees and interest rates

Annual fee

$120 — first year rebatedⓘ

$30 each for up to 3 additional cards — first year rebatedⓘ

Enjoy an annual fee rebate every year for the primary cardholder of up to $120 if you have a CIBC Smart™ Plus Account.

Purchase interest rateⓘ

RDS%rate[2].VWDIV.Published(null,null,6,null)(#O2#)% (effective the first day of your 2025 August statement period: 21.99%)

Cash interest rateⓘ, ⓘ

RDS%rate[2].VWDIV.Published(null,null,3,null)(#O2#)%
non-Quebec residents
RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)%
Quebec residents

Earn more cash backⓘ 

4%

Gas

Electric Vehicle Charging

Groceries

2%

Transportation

Dining

Recurring Payments

1%

cash back on everything else.ⓘ

Everything Else

Earn maximum rewards

No limit on the total cash back you can earn.3

Award-winning cash back

Milesopedia Best Cash Back Credit Card 2025 logo.
Credit card genius. Best gas and transit credit card 2025.
Money.ca. Best credit cards. Cash back 2024.
Milesopedia Best Cash Back Credit Card 2024 logo.
Milesopedia Best Cash Back Credit Card 2023 logo.
Prince of Travel Best Cash Back Credit Card 2023 logo.
Milesopedia Best Cash Back Credit Card 2022 logo.
Milesopedia Best Cash Back Credit Card for Grocery 2022 logo.
Milesopedia Best Visa Cash Back Credit Card for Gas and Transit 2022 logo.

Your top cash back card benefits

Redeem when you want

Get your cash back anytime through CIBC Online Banking® and the CIBC Mobile Banking® App.ⓘ 

Access valuable insurance coverage

Your CIBC Dividend Visa Infinite Card comes with valuable insurance including Mobile Device Insurance and Out-of-Province Emergency Travel Medical Insurance.ⓘ

Fuel up for less

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.

Apply now
   for the CIBC Dividend Visa Infinite Card. Opens in a new window.

$60,000 individual, or $100,000 household minimum annual income

More to love about this card

Enjoy exclusive offers

Access hotel benefits, unique dining events and 24-hour complimentary concierge services with the Visa Infinite® program Opens in a new window..ⓘ 

Send money abroad

Send money abroad to over 120 countries with a $0 transfer fee. Cash advance fees don’t apply and there’s no interest if you pay your balance by the payment due date.ⓘ, ⓘ, ⓘ

Save on car rentals

Get up to 30% off base rates with Avis® Pay Now or up to 35% off base rates with Budget® Pay Now at participating locations worldwide when you pay with your CIBC Dividend Visa Infinite card.ⓘ Learn more about auto rental discounts at Avis Opens a new window. and Budget Opens a new window.. 

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.ⓘ

Learn more about our partnership with Skip.

Calculate your cash back potentialⓘ, ⓘ 

This tool is currently unavailable. Please see Overview and Advice.

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

 

 

 

 

 

Insurance certificates for the Dividend Visa Infinite Card (PDF, 805 KB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 990 KB) Opens in a new window.

Optional insurance for your card

 CIBC Payment Protector™ Insurance for Credit Cards

Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

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Documents

Benefits Guide (PDF, 400 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 85 KB) Opens a new window.

On Demand Redemption Terms and Conditions (PDF, 135 KB) Opens in a new window.

Couple sitting on the floor looking at paint samples

CIBC Pace It™

CIBC Dividend Visa Infinite Card.

CIBC DIVIDEND VISA INFINITE CARD

Ready to cash in on your purchases?

Apply now   for the CIBC Dividend Visa Infinite Card. Opens in a new window.

Get started

Call us:  1-866-525-8622 Opens your phone app.
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