4% cash back on gas and grocery purchases

Get 1% cash back on everything else1

Earn maximum rewards

No limit on the total cash back you can earn1

Travel medical coverage

Get 15 days of out-of-province coverage4

Annual fee
Each additional card (up to 3): $30 per year

Interest rate
RDS%rate[2].VWDIV.rate(null,null,6,null)(#R#)% for purchases5
RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)% for cash5,6

Minimum annual income
$60,000 individual, or
$100,000 household

It’s simple. Get cash back just for using your card.

4% cash back

on gas and grocery store purchases1

2% cash back

on Tim Hortons® and TELUS® purchases1

1% cash back

on all other purchases1

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Waiter holds tray with coffee and cake

Access exclusive benefits

The Visa Infinite program gives you access to luxury worldwide travel and hotel benefits3

Couple talking as they relax on couch

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn moreabout CIBC Pace It.

Valuable insurance included with your card4

Emergency Travel 
Medical Insurance

Trip Interruption

Flight Delay
Baggage Insurance

Purchase Security and
Extended Protection

$500,000 Common
Carrier Accident

Auto Rental Collision
and Loss Damage

Optional insurance for your card

CIBC Payment Protector™ Insurance for Credit Cards 8

Protect your balance