4% cash back on gas and grocery purchases

Get 1% cash back on everything else1

Earn maximum rewards

No limit on the total cash back you can earn1

Travel medical coverage

Get 15 days of out-of-province coverage4


Annual fee
$99
Each additional card (up to 3): $30 per year

First year rebate for new cardholders on primary and up to 3 secondary cards

Interest rate
RDS%rate[2].VWDIV.rate(null,null,6,null)(#R#)% for purchases5
RDS%rate[2].VWDIV.rate(null,null,3,null)(#R#)% for cash5,6

Minimum annual income
$60,000 individual, or
$100,000 household

It’s simple. Get cash back just for using your card.

4% cash back

on gas and grocery store purchases1

2% cash back

on Tim Hortons® and TELUS® purchases1

1% cash back

on all other purchases1

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Waiter holds tray with coffee and cake

Access exclusive benefits

The Visa Infinite program gives you access to luxury worldwide travel and hotel benefits3

Valuable insurance included with your card4

Out-of-Province
Emergency Travel 
Medical Insurance

Trip Interruption
Insurance
 

Flight Delay
and
Baggage Insurance

Purchase Security and
Extended Protection
Insurance

$500,000 Common
Carrier Accident
Insurance

Auto Rental Collision
and Loss Damage
Insurance

Optional insurance

CIBC Payment Protector™ Insurance for Credit Cards8