Welcome Offer  

Get a first-year annual fee rebate for you and up to 3 Authorized Users

Fees and interest rates

Annual fee

$99 — first year rebated

$30 each for up to 3 additional cards — first year rebated 

Enjoy an annual fee rebate every year for the primary cardholder of up to $99 if you have a CIBC Smart Plus™ Account.

Purchase interest rate

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Cash interest rate,  

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non-Quebec residents

 

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Quebec residents

 

Earn more cash back

3%

Gas

Groceries

2%

Transportation

Dining

Recurring Payments

1%

Everything Else

Earn maximum rewards

No limit on the total cash back you can earn. 

Your top cash back card benefits

Redeem when you want

Get your cash back anytime through CIBC Online Banking® and the CIBC Mobile Banking® App. 

Enjoy extra protection on new purchases

Double the manufacturer's original warranty, up to one year on eligible purchases.

Fuel up for less

Save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.

More to love about this card

Access valuable insurance coverage

Your CIBC Dividend Platinum Visa Card comes with valuable insurance card including Auto Rental Collision and Loss Damage Insurance and Purchase Security and Extended Warranty Insurance. 

Send money abroad

Special offer 

Get 1% cash back for every $1.00 spent on a CIBC Global Money Transfer™. There are no transaction fees and you won’t be charged interest, as long as you pay your balance by the payment due date., 

Save on car rentals

Get up to 25% off auto rentals at participating Avis® and Budget® locations worldwide when you pay with your Dividend card. Learn more about auto rental discounts at Avis Opens in a new window. and Budget Opens in a new window.. 

Calculate your cash back potential,  

This tool is currently unavailable. Please see Overview and Advice.

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your card

 

 

 


Optional insurance for your card

 CIBC Payment Protector™ Insurance for Credit Cards

Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

 Credit report alerts

Couple sitting on the floor looking at paint samples

CIBC Pace It™

CIBC Dividend Platinum Visa Card

Ready to cash in on your purchases?