Reward your everyday spending with the cash back card that gives you more.

Save on everyday purchases

Earn 3% cash back on gas and groceries, and up to 2% on everything else.1, 2

Redeem when you want

Get your cash back anytime through CIBC Online and Mobile Banking®.2

Enjoy extra protection on new purchases

Double the manufacturer's original warranty, up to one year on eligible purchases.3


Annual fee

Interest rate

Minimum annual income

Earn more cash back1

3% cash back

on gas and groceries.1

Want to save even more on gas? Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

2% cash back

on transportation, dining and recurring payments.1

1% cash back

on everything else.1

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Fuel up for less

Save up to 10 cents per litre at Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.

Send money abroad

Get 0.25% cash back for every $1 spent on a CIBC Global Money Transfer™.‡, 7 There are no transaction fees and you won’t be charged interest, as long as you pay your balance by the payment due date.8

Couple sitting on the floor looking at paint samples

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn more about CIBC Pace It.

Valuable insurance included with your card3

Purchase Security & Extended Protection Insurance
$500,000 Common Carrier Accident Insurance
Auto Rental Collision/Loss Damage Insurance

CIBC Dividend Platinum Visa Card

Ready to cash in on your purchases?