Enjoy a flexible monthly fee that adjusts to you.
Benefits and fees
Enjoy worry-free banking
Get the new CIBC SmartTM Account and stop worrying about how much or how little you bank. Now you’ll only pay for what you use. Even if you make lots of everyday transactions, you won’t pay a lot because your monthly fee is capped. Make as many debit purchases, Interac e-Transfers and other transactions as you like. Your monthly fee starts at $4.95 and is capped at $14.951.
Here’s how it works:
Up to 12
Plus $1.25 for each transaction until you’ve made 20
capped monthly fee
Non-CIBC bank machine withdrawals are an additional $1.50 each plus transaction fee, if applicable.