Get a bank account that does more for you

$0.

Pay no monthly fee when your balance is $3,000 or more, and you make a recurring direct deposit or 2 pre-authorized payments each month1 .

$4.95.

This is your basic monthly fee and allows you to make up to 12 transactions. After that, it's $1.25 per transaction until you've made 20.

$14.95.

Once you've made 20 transactions, your fee is capped. When you reach this amount, you can make as many transactions2  as you like!

Learn more about Smart Account features and fees
Shield icon.

Your security comes first. It's simple: If you've been a victim of fraud, and you've met your responsibilities, we promise to return 100% of the money you've lost from your CIBC accounts. Learn more about privacy and security.


Why choose CIBC?

Phone icon.

Bank across all devices

Bank on the go like never before: on your desktop, smartphone, tablet or Apple Watch® .

Globe and paper airplane.

CIBC Global Money Transfer®

Send money to over 45 countries for $0 with Global Money Transfer8.

Horn icon.

Set alerts

Keep track of your transactions with optional SMS, email or Message Centre alerts.

Star icon.

CIBC free credit score service

Get your credit score instantly. It's free for CIBC clients on the CIBC Mobile Banking® App9 .

Contactless payment logo.

Pay with your phone

Checkout and go with Android Pay™, Samsung Pay® and Apple Pay® . Just load your CIBC cards and pay.

Clock icon.

Beyond 9-to-5

We're here for you when you want expert help. Many locations are open late and on weekends. (Yes, Sundays too!)


We're first in mobile and online banking year after year

Forrester logo.
Smartphone displaying the CIBC mobile banking sign-on screen.

Download the app

Get started

Phone icon.

Call us: 1-800-465-2422

Not the right account for you?

Here are a few more that could suit you better.