Transactions are withdrawals from your account done in-branch, via an ABM or electronically including bill payments, cash withdrawals, transfers, debit purchases, pre-authorized payments and cheques. Deposits into your account are free.
1 Please see the Personal Account Service Fees brochure available at cibc.com or in-branch for a description of transactions that are included in the CIBC Smart™ Account monthly fee and everyday banking fees for other Personal Bank Accounts and Services.
2 The additional $1.50 service fee has been removed for sending an Interac e-Transfer® transaction. Each time you send money with Interac e-Transfer service, this counts as a transaction towards calculating your monthly fee.