* Offer begins on July 1, 2016 at 12:01 a.m. (ET) and ends on September 9, 2016 at 11:59 p.m. (ET). Offer only open to Canadian residents who have reached the age of majority, who are not holders or joint holders of a CIBC chequing account. Persons who are already primary cardholders of a CIBC credit card are not eligible for the $100 cash reward. To qualify for $300, open a CIBC Smart™ Account . Next, within 3 calendar months, you must set up and complete within the CIBC Smart Account at least one (1) eligible recurring direct deposit OR at least two (2) different eligible recurring pre-authorized debits within the same calendar month. To qualify for an additional $100, you must complete the requirements and qualify for $300, apply for either a CIBC Aventura® Visa Infinite* Card, CIBC Aventura Gold® Visa* Card, CIBC Aerogold® Visa Infinite* Card, CIBC Dividend® Visa Infinite* Card or CIBC Dividend Platinum® Visa* Card, and the card must be approved within 3 calendar months of opening the CIBC Smart Account. Offer cannot be combined with any other offer, reward or rebate except the CIBC Homeowner™ Banking Bundle or the CIBC Smart™ Account fee waiver. Other conditions apply; visit a CIBC banking centre, call Telephone Banking at 1 866 525-8622 or see the Terms and Conditions (PDF, 50 KB) for full offer details.
1 A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking®, CIBC Mobile Banking®, CIBC Telephone Banking and at CIBC ATMs. Additional fee(s) apply to withdrawals from non-CIBC ATMs, Interac e-Transfer transactions and transactions in foreign currency (including cheques written in currencies other than the account currency).
2 The Interac e-Transfer fee is waived for CIBC Smart accounts. Each Interac e-Transfer you send counts as a transaction for calculating your monthly fee.
3 "Paperless" recordkeeping is a paper-free alternative to statements and bankbooks. This option enables customers to track account activity online or by phone or CIBC bank machine. Please note, no electronic statements will be sent to customers selecting this option. Customers must review their account transactions through CIBC Online or Mobile Banking, CIBC Telephone Banking or CIBC bank machines at least once every 30 days and examine all entries and balances at that time. If there are any errors, omissions or irregularities, customers must notify CIBC in writing within 60 days after the date on which the entry was, or should have been, posted to the account.