Choose up to 3 chequing accounts or up to 3 savings accounts to compare. Learn about their features, fees and details to find the right fit for you.

Compare chequing accounts

Chequing

CIBC Smart™ Account

 

 

Monthly fee

$01 up to $16.95

 

Transactions2, 3

Chequing

CIBC Smart™ Plus Account

 

 

Monthly fee

$04 or $29.95

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Seniors with CIBC Smart Account

 

Monthly fee

$0 to $10

Includes the $6.95 monthly fee discount

 

Transactions2, 3

Chequing

CIBC Smart™ for Seniors with a CIBC Smart™ Plus Account

 

Monthly fee

$23

Includes the $6.95 monthly fee discount

 

Transactions2

Unlimited

Chequing

CIBC Smart™ Start

Get up to $125

 

Monthly fee

$011

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Students

Get up to $125

 

Monthly fee

$05

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Foreign Workers

 

 

Monthly fee

$0 for 2 years6

 

Transactions2

Unlimited for 2 years6

Chequing

CIBC Everyday® Chequing Account

 

 

Monthly fee

$4.00

 

Transactions2

12 included3

$1.25 for each additional transaction

Chequing

CIBC Smart™ for Seniors with a CIBC Everyday® Chequing Account

 

Monthly fee

$0

includes the $4.00 monthly fee discount

 

Transactions2

12 included3

$1.25 for each additional transaction

Compare savings accounts

Savings

CIBC eAdvantage® Savings Account

 

Special offer

Save more, faster. Get up to RDS%rate[3].CESA.Published(null,100000.0_-_499999.99_CAD_Balance,1,1)(#O2#)% + %rate[3].CESA.Published(null,0.0_-_200000.0_CAD_Smart Int,1,1)(#O2#)% + %rate[3].CESA.Published(null,0.0_and over_0.0_CAD_Bonus,1,1)(#O2#)% when you open your first account. Limits apply.

 

Interest

RDS%rate[3].CESA.Published(null,0.0_-_9999.99_CAD_Balance,1,1)(#O2#)% up to RDS%rate[3].CESA.Published(null,500000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% Regular Interest7 earned on all balances 

Tiered regular interest with rates that increase as your savings grow.

RDS%rate[3].CESA.Published(null,0.0_-_200000.0_CAD_Smart Int,1,1)(#O2#)%
Smart Interest on balances up to $200,000 when you save $200 or more a month (limits apply)8

 

Transactions2

$5.00 each

U.S. dollar

CIBC US$ Personal Account

 

Deposit, withdraw and save your U.S. dollars.

 

Regular Interest9

RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% to RDS%rate[3].CUPA.rate(null,60000.0_and over_0.0_CAD_Portion,1,1)(#O2#)%

Review current interest rates

 

Transactions2

$0.75 US each

Savings

CIBC TFSA Tax Advantage Savings Account®

 

Interest

RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)%10

 

Transactions2

N/A

Savings

CIBC RRSP Daily Interest Savings Account


Build your retirement savings with guaranteed principal and interest.

 

Interest

RDS%rate[4].DISA.Published(null,100000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%10

 

Transactions2

N/A

U.S. dollar

CIBC US$ Personal Account for Seniors

 

Clients age 65 and older enjoy special benefits.

 

Regular Interest9

RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% to RDS%rate[3].CUPA.rate(null,60000.0_and over_0.0_CAD_Portion,1,1)(#O2#)%

Review current interest rates

 

Transactions2

2 free transactions per month3

$0.75 US for each additional transaction

Features of our bank accounts

Manage your accounts the way you like with our award-winning CIBC Mobile Banking® App or CIBC Online Banking®.

Apply online and access your bank account instantly. You can also add your debit card to your mobile wallet and start shopping on the first day.

Manage your spending and grow your savings with help from CIBC Insights — our mobile banking tool that offers tailored tips based on your debit and credit card activity.

Your bank account questions answered