Choose up to 3 chequing accounts or up to 3 savings accounts to compare. Learn about their features, fees and details to find the right fit for you.

Chequing accounts

Chequing

CIBC Smart™ Account

 

 

Monthly fee

$01 up to $16.95

 

Transactions2, 3

Chequing

CIBC Smart™ Plus Account

 

Monthly fee

$04 or $29.95

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Seniors with CIBC Smart Account

 

Monthly fee

$0 to $10

Includes the $6.95 monthly fee discount

 

Transactions2, 3

Chequing

CIBC Smart™ for Seniors with a CIBC Smart™ Plus Account

 

Monthly fee

$23

Includes the $6.95 monthly fee discount

 

Transactions2

Unlimited

Chequing

CIBC Smart™ Start

Get up to $150

 

Monthly fee

$010

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Students

Get up to $150

 

Monthly fee

$05

 

Transactions2

Unlimited

Chequing

CIBC Smart™ for Foreign Workers

 
 

 

Monthly fee

$0 for one year6

 

Transactions2

Unlimited for one year6

Chequing

CIBC Everyday® Chequing Account

 

 

Monthly fee

$4.00

 

Transactions2

12 included3

$1.25 for each additional transaction

Chequing

CIBC Smart™ for Seniors with a CIBC Everyday® Chequing Account

 

Monthly fee

$0

includes the $4.00 monthly fee discount

 

Transactions2

12 included3

$1.25 for each additional transaction

Savings accounts

Savings

CIBC eAdvantage® Savings Account

 

Bonus interest offer

Get rewarded for saving and pay no monthly fee.

 

Interest

RDS%rate[3].CESA.Published(null,5000.0_and over_0.0_CAD_Balance,1,1)(#O2#)% Regular Intereston all balances

RDS%rate[3].CESA.Published(null,0.0_up to_200000.0_CAD_Smart Int,1,1)(#O2#)%
Smart Interest on balances up to $200,000 when you save $200 or more a month (limits apply)8

 

Transactions2

$5.00 each

U.S. dollar

CIBC US$ Personal Account

 

Deposit, withdraw and save your U.S. dollars.

 

Interest

RDS%rate[3].CUPA.Published(null,0.0_up to_2999.99_CAD_Balance,1,1)(#O2#)% on every dollar7

 

Transactions2

$0.75 US each

Savings

CIBC TFSA Tax Advantage Savings Account®

 

Interest

RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)%9

 

Transactions2

N/A

Savings

CIBC RRSP Daily Interest Savings Account


Build your retirement savings with guaranteed principal and interest.

 

Interest

RDS%rate[4].DISA.Published(null,100000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%9

 

Transactions2

N/A

U.S. dollar

CIBC US$ Personal Account for Seniors

 

Clients age 65 and older enjoy special benefits.

 

Interest

RDS%rate[3].CUPA.Published(null,0.0_up to_2999.99_CAD_Balance,1,2)(#O2#)% on every dollar7

 

Transactions2

2 free transactions per month3

$0.75 US for each additional transaction