** Offer begins on February 14, 2017 at 12:01a.m. (ET) and ends on April 13, 2017 at 11:59 p.m (ET). Offer only open to Canadian residents who have reached the age of majority and who are not holders or joint holders of a CIBC chequing account. To qualify, open a CIBC Smart Account using the CIBC Mobile Banking App on a mobile device and use the eDeposit account activation method to complete the account opening . Next, within 3 calendar months, you must set up and complete within the CIBC Smart Account at least one (1) eligible recurring direct deposit OR at least two (2) different eligible recurring pre-authorized debits within the same calendar month. Offer cannot be combined with any other offer, reward or rebate except the CIBC Homeowner® Banking Bundle or the CIBC Smart Account fee waiver. Other conditions apply; for full details, see the Terms and Conditions (42 KB, PDF)
*Combined bonus and regular annual interest rate paid on net new deposits made to a CIBC eAdvantage® Savings Account (“eSA”), CIBC TFSA Tax Advantage Savings Account® and/or CIBC RRSP Daily Interest Savings Account. Bonus and/or regular rates may change at any time without notice. All interest rates are calculated daily and paid monthly; however, on the eSA, regular interest is earned only on days when the account’s closing balance is $5,000 or more. Bonus interest is earned until Mar 31/17 and only on days when net new deposits exceed the closing balance as of Oct 31/16. Other conditions apply.
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