Meet your day-to-day banking needs

Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases

12 free per month, and $1.25 for each additional transaction



  • Sending money through Interac e-Transfer®

$1.50 each plus transaction fee, if applicable2



  • Non-CIBC bank machine withdrawals

$2.00 each plus transaction fee, if applicable.

Find the right account for you

I want a flexible monthly fee, so I only pay for the banking I do

0 to 12 transactions: $4.95
monthly fee plus $1.25 for each transaction between 13 and 20 

Unlimited transactions: $14.95
maximum monthly fee

Entire monthly fee is waived when you maintain a minimum end-of-day balance of $3,000 each day and a recurring direct deposit or 2 pre-authorized payments each month

Unlimited Interac e-Transfer® service is included2

I want an account for my basic banking needs

0 to 12 transactions: $3.90
monthly fee plus $1.25 for each transaction over 12

$1.50 plus applicable transaction fee for each Interac e-Transfer transaction

Bank anywhere, anytime, on any device

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps  do all this and more.

Performance online

Track your spending, pay bills, transfer money – even set a savings goal for the future. CIBC Online Banking® has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM  close to you.

Make it personal

Bank evenings and weekends at many of our 1,100+ banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby .