CIBC Everyday Chequing Account

Coming soon

Improved features are coming to the CIBC Everyday Chequing Account, starting November 1, 2025.

Learn more about bank account changes. Skips to the Everyday Chequing Account changes.

The total fee you pay is made up of 3 things:

Your account's monthly fee and transactions
Record keeping fees
Fees for any additional banking services you use, such as Interac e-Transfer^® service, non-CIBC ATM withdrawals and CIBC Overdraft Protection Service

Download full documentation:

Personal Account Service Fees (PDF, 210 KB) Opens in a new window.

CIBC Global Money Transfer Agreement (PDF, 100 KB) Opens in a new window.

Important Information About Upcoming Changes to Bank Accounts and Fees Effective November 1, 2025 (PDF, 205 KB) Opens a new window.

Monthly fee and transactions^ⓘ

$4.00 per month for 12 transactions

Fee for additional transactions:

$1.25 each

What counts as a transaction:

Debit purchases
CIBC withdrawals (including CIBC ATM)
Interac e-Transfer transactions
Transfers

Cheques
Pre-authorized payments
Bill payments

Record keeping fees

Paperless statements^ⓘ:

Free

Paper statements:

Monthly

Free

Quarterly

Free

Monthly with cheques imaged^ⓘ

Free

Interim Learn about interim statements. Opens a popup.

$4.50 each

Additional copy of statement

$5.00 each

Additional banking services

Interac e-Transfer service:

Sending

$1.50 each plus transaction fee, if applicable^ⓘ

Receiving

Free

Non-CIBC ATM withdrawals:

In Canada

$2.00 each plus transaction fee, if applicable^ⓘ

In the U.S. (Plus* and other Visa* networks)
For details, review additional service fees

Outside Canada and the U.S. (Plus* and other Visa* networks)
For details, review additional service fees

CIBC Global Money Transfer^TM,^ⓘ:

Learn about CIBC Global Money Transfer

Overdraft protection:

Learn about CIBC Overdraft Protection Service

Other fees:

For details about fees for cheques, money orders and bank drafts, stop payments^ⓘ, NSF, wire payments, safety deposit boxes, account closing and account transfers to other financial institutions, review additional service fees.

CIBC is a member of Canada Deposit Insurance Corporation (CDIC)

CIBC Everyday® Chequing Account

Monthly fee and transactionsⓘ

$4.00 per month for 12 transactions

Fee for additional transactions:

$1.25 each

What counts as a transaction:

Record keeping fees

Paperless statementsⓘ:

Paper statements:

Additional banking services

Interac e-Transfer service:

Non-CIBC ATM withdrawals:

CIBC Global Money TransferTM, ⓘ:

Overdraft protection:

Other fees:

Monthly fee and transactions^ⓘ

Paperless statements^ⓘ:

CIBC Global Money Transfer^TM,^ⓘ: