Get started with a CIBC Investment Account
Planning tools
Access tools to help you set your goals and plan your investments. Sign on to mobile banking to set up your CIBC Smart Planner™.
If you’re an Imperial Service client, sign on to online banking to get started with CIBC GoalPlanner™.
Investment growth calculator
Find out what your regular investment contributions could be worth in the future.
Accounts and investments
Available accounts
Available investments
Cash rates
Non-registered accounts
| Type of balance | CAD | USD |
|---|---|---|
| All credit balances | 0.00% | 0.00% |
| Debit balance tiers | CAD | USD |
|---|---|---|
| $0 to $99,999.99 | 6.25% | 8.75% |
| $100,000 to $999,999.99 | 6.00% | 8.75% |
| $1,000,000 and up | 4.75% | 7.25% |
Registered accounts
| Type of balance | CAD | USD |
|---|---|---|
| All credit balances | 0.00% | 0.00% |
| All debit balances | 7.00% | 9.00% |