Why choose CIBC Savings?
Safe and protected
Invest with confidence knowing your money is secure.
Seamless transfers
Easily move funds from your CIBC Savings to other investments in your CIBC Investment account like a CIBC Redeemable Guaranteed Investment Certificate (GIC) or CIBC Mutual Funds.
Competitive rates
Grow your savings faster to help reach your financial goals sooner.
Find the registered plan that's right for you
Tax-Free Savings Account (TFSA)
Terms and rates
| Balance of $0 and over | RDS%rate[3].TRSAV001.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
Registered Retirement Savings Plan (RRSP)
Terms and rates
| Balance of $0 and over | RDS%rate[3].TRSAV002.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
What you need to know
Product
Account
Plan
Access to funds
Learn more about RRSP loans and RRSP withdrawals.
Interestⓘ
Fees
Registered Retirement Income Fund (RRIF)
Terms and rates
| Balance of $0 and over | RDS%rate[3].TRSAV002.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
First Home Savings Account
Terms and rates
| Balance of $0 and over | RDS%rate[3].NOMCISAV.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
Registered Education Savings Plan (RESP)
Terms and rates
| Balance of $0 and over | RDS%rate[3].TRSAV003.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
What you need to know
Product Name
Account
Plan
Access to funds
Learn more about how a Registered Education Savings Plan works.
Interestⓘ
Fees
Registered Disability Savings Plan (RDSP)
Terms and rates
| Balance of $0 and over | RDS%rate[3].TRSAV004.Published(null,0.0_and over_0.0_CAD_Balance,21,1)(#O2#)% |
What you need to know
Product Name
Account
Plan
Access to funds
Comprehensive information on withdrawal rules for RDSP withdrawals. Opens a new window.
Interestⓘ
Fees
How do I invest in a CIBC Savings?
What you need to get started
- You must be a Canadian resident
- Your Canadian Social Insurance Number
- A CIBC Investment Account with CIBC Securities Inc. or CIBC Investor Services Inc.
Need an account? Apply for a CIBC Investment Account - A personal bank account to fund your GIC
Need an account? Apply for a personal bank account - Your GIC account number if you plan to use an existing CIBC Investment account
- You must be registered for CIBC Online or Mobile Banking
Need to register? Register for Online and Mobile Banking Opens a new window.
Meet with us
Call us at 1-800-465-3863 Opens your phone app. or visit a CIBC banking centre Opens a new window.. Already a CIBC client or have a CIBC Investment Account? Your application process will be even shorter.
Review the details online
Keep tabs on your CIBC Investment account using CIBC Online Banking®. Check your interest rate, transactions and more.
Questions?
