Everyday rewards
Get discounts on everyday purchases, from fuel to food delivery.
Banking bonuses
Choose from bonus credit card points, cash back rewards and account fee refunds.
Travel perks
Save on travel with CIBC by Expedia travel credits and get free roadside assistance when you need it most.
Your 2027 Smart Benefits
$0 to $39,999 in average monthly eligible balances Learn more about eligible balances. Opens in a dialog.
You can choose 1 of these Smart Benefits:
$25 CIBC by Expedia travel credit
Book travel with CIBC by Expedia and get a $25 travel credit
Save 10¢/litre on gas
Save an extra 10 cents per litre on gas, up to 100 L, with Journie Rewards
$10 Skip digital gift card
Get a $10 digital gift card to use with Skip
1,000 credit card points
Earn 1,000 points on your associated credit card
Smart Account fee refund
Select one Smart Account fee to be refunded up to $17.95
$40,000 to $99,999 in average monthly eligible balances Learn more about eligible balances. Opens in a dialog.
You can choose 2 of these Smart Benefits:
$50 CIBC by Expedia travel credit (up to 2x)
Book travel with CIBC by Expedia and get a $50 travel credit. Can be selected up to 2 times
Save 20¢/litre on gas
Save an extra 20 cents per litre on gas, up to 100 L, with Journie Rewards
$25 Skip digital gift card
Get a $25 digital gift card to use with Skip
2,500 credit card points
Earn 2,500 points on your associated credit card
$25 credit card cash back
Earn $25 cash back on your associated credit card
$75 cash back on foreign currency spend
Get 3% cash back on foreign currency purchases up to $75 on your associated credit card
Roadside assistance
Access emergency roadside protection for 1 year
Priority calling
Get priority access when you call our contact centres
Or choose:
$100,000 or more in average monthly eligible balances Learn more about eligible balances. Opens in a dialog.
You can choose 3 of these Smart Benefits:
$75 CIBC by Expedia travel credit (up to 3x)
Book travel with CIBC by Expedia and get a $75 travel credit. Can be selected up to 3 times
Save 30¢/litre on gas
Save an extra 30 cents per litre on gas, up to 100 L, with Journie Rewards
$50 Skip digital gift card
Get a $50 digital gift card to use with Skip
5,000 credit card points
Earn 5,000 points on your associated credit card
$50 credit card cash back
Earn $50 cash back on your associated credit card
$100 cash back on foreign currency spend
Get 3% cash back on foreign currency purchases up to $100 on your associated credit card
Roadside assistance
Access emergency roadside protection for 1 year
Priority calling
Get priority access when you call our contact centres
Free bank drafts
Get unlimited free bank drafts
Or choose:
Step 1
Build your tier
Before December
Fund your accounts to reach your desired tier.
Step 2
Select your benefits
In December
Choose from travel perks, everyday rewards and banking bonuses.
Step 3
Enjoy your benefits
From January to December
Your selected benefits will become active in January and expire by December 31.
Featured credit card
CIBC Aventura Visa Infinite Card
Enjoy benefits and savings from our partners
Get more from your next vacation
Find your next adventure easily with CIBC by Expedia. Book flights, hotel stays, car rentals and more.
Save up to 10 cents per litre on gas
Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.
Roadside assistance with Dominion Automobile
Get access to services like battery boosting, gas delivery, towing and more. Offered by Dominion Automobile.
Frequently Asked Questions
