What counts as eligible balance?

Your account will be assigned to a tier based on the eligible balances you hold with us.

Here’s an example of some of the accounts and products that are included in the calculation of eligible balances:

• CIBC chequing and savings accounts
• GICs issued by CIBC
• CIBC investment accounts
• CIBC Mutual Funds
• Investor’s Edge, Imperial Investor Service and Personal Portfolio Services

We calculate your tier every month using your two previous average monthly balances. The month with the higher average sets your tier, along with the features and benefits you get.

For more details on what's considered an eligible balance, the calculation of average monthly balances and how tiers are determined, review the Personal Account Service Fees (PDF, 425 KB). Opens a new window.