CIBC Aeroplan® Visa Infinite Privilege* Card

Experience a more rewarding way to travel. Elevate your trip every step of the way with premium travel benefits.

Welcome Offer

Join and get up to $2,800 in value in your first year^ⓘ!

Show more offer details

Apply now

$150,000 individual, or $200,000 household minimum annual income

Fees and interest rates

Annual fee

$599

$149 each for up to 9 additional cards

Enjoy an annual fee rebate every year for the primary cardholder of up to $139 if you have a CIBC Smart Plus™ Account.

Purchase interest rate^ⓘ

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Cash interest rate^ⓘ

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non-Quebec residents

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Quebec residents

Earn Aeroplan points faster so you can travel sooner

1.5 points

for every $1 you spend on eligible gas, electric vehicle charging, groceries, travel and dining.^ⓘ

Want to save on gas? Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

Gas

Electric Vehicle Charging

Groceries

Travel & Dining

2 points

for every $1 you spend with Air Canada directly, including through Air Canada Vacations^®.^ⓘ

Air Canada

1.25 points

for every $1 you spend on all other purchases.^ⓘ

Other Purchases

Earn points twice

at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore.^ⓘ

Aeroplan eStore

Reach, maintain and enjoy Aeroplan Elite™ Status^ⓘ

Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 you spend on eligible purchases.^ⓘ

Your top Aeroplan card benefits

Relax before your flight

Access select Maple Leaf Lounges™ and Air Canada Cafés™^,^ⓘ^, ⓘ, and bring 1 guest with you before December 31, 2024^ⓘ. Plus, get 6 complimentary lounge visits per year per cardholder through Visa Airport Companion Program.^ⓘ^, ⓘ

Save on baggage fees

Enjoy a free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada.^ⓘ^, ^ⓘ

Enjoy priority service every time you fly

Get Priority Check-in, Priority Boarding and Priority Baggage Handling for you, your authorized users and up to 8 companions on the same flight.^ⓘ,^ⓘ

Get a 4^th night free

Aeroplan Credit Cardholders can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points.^ⓘFor more details, see website about the Aeroplan Get a 4th Night Free Hotel Offer. Opens in a new window..

Apply now

$150,000 individual, or $200,000 household minimum annual income

More to love about this card

Complimentary upgrade to Avis^® President’s Club

Unlock two-car-class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more by elevating to Avis President’s Club.^ⓘ

Take someone special with you every year

Receive an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges) when you spend $25,000 on your card.^ⓘ^,^ⓘ

Share the perks

Your authorized users can access travel benefits even when travelling without you by linking their Aeroplan number Opens in a new window^ⓘ.

Learn more about your benefits

Aeroplan Program Opens in a new window.

CIBC Aeroplan Privacy Statement

Visa Infinite Privilege program Opens in a new window.

Find out what your Aeroplan points can get you^ⓘ

Use the sliders to estimate your monthly credit card spending.^ⓘ Earn the full welcome bonus in the first year when you make your first purchase with your card.^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Aeroplan Flight Reward Chart (PDF, 475 KB) Opens in a new window.

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Out-of-Province Emergency Travel Medical Insurance

Trip Cancellation and Trip Interruption Insurance

Flight Delay and Baggage Insurance

Hotel Burglary Insurance

Auto Rental Collision and Loss Damage Insurance

Purchase Security and Extended Protection Insurance

Mobile Device Insurance

Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Infinite Privilege Card (PDF, 1.3 MB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

CIBC Payment Protector™ Insurance for Credit Cards

Help keep your finances on track by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away.^ⓘ

Protect your balance

Security features included with your card

Manage your card online

Activate a new or replacement card, lock a missing card or report a lost or stolen card with just one click through the CIBC Mobile BankingApp and CIBC Online Banking.

Spend alerts

Set up alerts through the CIBC Mobile Banking App and CIBC Online Banking. Get notified by phone, email or online message when you've exceeded your customized budget or are nearing your credit limit.^ⓘ

Fraud alerts

Set up alerts and get notified as soon as possible about potential unauthorized use of your credit card through alerts by email or online message.

Credit report alerts

Stay up to date on key changes to your personal credit report so you're aware of any unusual activity.^ⓘ You can also schedule other alerts and reminders so that you are notified when your payment is due, when your eStatement is ready and much more.

Documents

Benefits Guide (PDF, 9.8 MB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account effective December 2023 (PDF, 45 KB) Opens in a new window.

CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.^ⓘ

Learn more about CIBC Pace It Installment Plans.