Where are you in your skilled trades journey?
Skilled trade apprentices
You may be eligible for preferred benefits and offers while completing your registered apprenticeshipⓘ and gaining experience as an apprentice.
Skilled trade professionals
Keep your low interest line of credit and upgrade your credit card as a certified professional.
Skilled trade business owners
We have special offers and banking solutions to help your business thrive.
Banking offers for your skilled trades journey
Bank account
CIBC Smart™ Account for Apprentices
Pay no monthly fee for 24 monthsⓘ.
Take advantage of perks for eligible skilled trades apprentices.
- Unlimited transactionsⓘ, ⓘ
- Partner perks and discounts
- Three account tiers with features and benefits that unlock automatically as your eligible balances grow
$0 monthly fee for 24 monthsⓘ
Credit card
CIBC Dividend Platinum® Visa* Card
Join and earn up to $400 in value including an annual fee rebate!ⓘ.
Get 3% cash back on eligible gas, electric vehicle charging and groceries and 2% cash back on eligible transportation, dining and recurring payments.ⓘ
Annual fee: $99, first year rebatedⓘ
Purchase interest rateⓘ: RDS%rate[2].VPDIV.Published(null,null,6,null)(#O2#)%
Cash interest rateⓘ, ⓘ: RDS%rate[2].VPDIV.Published(null,null,3,null)(#O2#)% non-Quebec residents,
RDS%rate[2].VPDIV.Published(null,null,90,null)(#O2#)% Quebec residents
Minimum annual income: $15,000 (household)
Credit card
CIBC Adapta™ Mastercard®
Join and earn up to $100 in valueⓘ including free roadside assistanceⓘ.
Get the card that automatically rewards you with bonus pointsⓘ in your top 3 spend categories, with no annual fee.
Annual fee: $0
Purchase interest rateⓘ: RDS%rate[2].MPADT.Published(null,null,6,null)(#O2#)%
Cash interest rateⓘ, ⓘ: RDS%rate[2].MPADT.Published(null,null,3,null)(#O2#)% non-Quebec residents,
RDS%rate[2].MPADT.Published(null,null,90,null)(#O2#)% Quebec residents
Minimum annual income: $15,000 (household)
Bank account
CIBC Smart™ Account
Get a $100 Skip Gift Cardⓘ plus $500 cashⓘ. Conditions apply.
Banking that rewards every stage of life.
- Three account tiers with features and benefits that unlock automatically as your eligible balances grow
- Opportunities for annual fee rebates on an activeⓘ eligibleⓘ credit card
- Unlimited transactionsⓘ, including Interac e-Transfer® transactionsⓘ
Monthly fee for up to 3 accountsⓘ, ⓘ: $16.95 or $0, monthly fee rebated with an end-of-day account balance of $4,000 each day for that month in one CIBC Smart Account
Credit card
CIBC Dividend® Visa Infinite* Card
Join and earn up to $450 in value including an annual fee rebate!ⓘ
- Annual fee: $120, first year rebatedⓘ
- Purchase interest rateⓘ: RDS%rate[2].VWDIV.Published(null,null,6,null)(#O2#)%
- Cash interest rateⓘ, ⓘ: RDS%rate[2].VWDIV.Published(null,null,3,null)(#O2#)% non-Quebec residents, RDS%rate[2].VWDIV.Published(null,null,90,null)(#O2#)% Quebec residents
Minimum annual income: $100,000 (household)
Still a trades student?
Visit our Student Hub to learn about the perks and offers available to you, including the CIBC Best Student Life Bundle. Get a student credit card, chequing and savings accounts and so much more. Canadian and international students can apply online with one easy application.
Refer a friend and you’ll both earn $50
Refer a friend or family member to open a Smart Account and you’ll both earn a cash reward.
Check out our helpful banking guide for apprentices
Learn about starting a business, taxes, owning a car, applying for grants and much more.
Apprentice Guide to Banking (PDF, 25 MB) Opens a new window.
Partner perks for tradespeople
Save up to 10 cents per litre on gas
Link and use your CIBC card with Journie Rewards to save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron locations.
Enjoy a free SPC+ membership
Level up your savings with up to 30% off 450+ brands you love. From VIP contests to premium giveaways, SPC+ can help elevate your student experience.ⓘ
Skilled Trades College of Canada
Skilled Trades College of Canada offers hands-on 12-week vocational training programs focused on safety, theory, and practical experience to meet Canada's demand for skilled labor across 5 campuses in the Greater Toronto and Hamilton Area.
