Banking offers for your skilled trades career

I'm a registered apprentice completing hours

Bank Account

Special offer

CIBC Smart™ Account

Pay no monthly fee for 24 months.ⓘ

Plus, get $500ⓘ cash when you open a CIBC Smart Account as your first chequing account and complete the qualifying actions. 

  • Unlimited transactionsⓘ, ⓘ
  • Partner perks and discounts
  • Three account tiers with features and benefits that unlock automatically as your eligible balances grow
Learn more   about the CIBC Smart Account. Apply now   for the CIBC Smart Account. Opens a new window.

Credit Card

CIBC Adapta™ Mastercard®

Join and earn up to $100 in valueⓘ including free roadside assistanceⓘ.  

Get the card that automatically rewards you with bonus pointsⓘ in your top 3 spend categories, with no annual fee.

Annual fee:

Purchase interest rateⓘ: 

Cash interest rateⓘ: 

non-Quebec residents

Quebec residents

Minimum annual income: $15,000 (household)

  • Roadside assistance includes access to services such as towing, battery boosting, gas delivery and much more.ⓘ 
Learn more   about the CIBC Adapta Mastercard. Apply now   for a CIBC Adapta Mastercard. Opens a new window.

Credit Card

CIBC Dividend Platinum® Visa* Card

Join and earn up to $400 in value including an annual fee rebate!ⓘ

Reward your everyday spending and enjoy a first-year annual fee rebate for you and up to 3 Authorized Users.ⓘ

Annual fee:

first year rebatedⓘ 

Purchase interest rateⓘ: 


Cash interest rateⓘ: 

non-Quebec residents

Quebec residents

Minimum annual income: $15,000 (household)

  • 3% cash back on eligible gas, electric vehicle charging and groceries.ⓘ 
  • 2% cash back on eligible transportation, dining and recurring payments.ⓘ 
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.
Learn more   about the CIBC Dividend Platinum Visa card. Apply now   for the CIBC Dividend Platinum Visa card. Opens a new window.

I’m a certified and licensed professional

Bank Account

Special offer

CIBC Smart™ Account

Easily pay bills, send money and make payments with a CIBC chequing account.

Get $500ⓘ cash when you open a CIBC Smart™ Account as your first chequing account and complete the qualifying actions.

Monthly fee for up to 3 accountsⓘ, ⓘ:  

  • Three account tiers with features and benefits that unlock automatically as your eligible balances grow 
  • Opportunities for annual fee rebates on an activeⓘ eligibleⓘ credit card
  • Unlimited transactionsⓘ, including Interac e-Transfer® transactionsⓘ  
Learn more   about CIBC smart account. Apply now   Opens a new window.

Credit Card

CIBC Dividend® Visa Infinite* Card

Join and earn up to $450 in value including an annual fee rebate!ⓘ

Maximize your earnings and enjoy exclusive perks with our top-rated cash back card, including a first-year annual fee rebate for you and up to 3 Authorized Users.ⓘ

Annual fee:

first year rebatedⓘ

Purchase interest rateⓘ: 


Cash interest rateⓘ: 

non-Quebec residents

Quebec residents

Minimum annual income: $100,000 (household)

  • 4% cash back on eligible gas, electric vehicle charging and groceries.ⓘ 
  • 2% cash back on eligible transportation, dining and recurring payments.ⓘ 
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.
Learn more   about CIBC dividend visa infinite card. Apply now   Opens a new window.
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tiered banking

Banking that rewards every stage of life

Learn more about tiered banking

Banking guide

Everything from tips on starting a business, taxes, car ownership, grants and much more.

Skilled Trades Guide to Banking (PDF, 65 MB) Opens a new window.

Frequently asked questions