Banking offers for your skilled trades career

I'm a registered apprentice completing hours

Bank Account

Special offer

CIBC Smart™ Account


Pay no monthly fee for 24 months.

Plus, get $450 cash when you open a CIBC Smart Account as your first chequing account and complete the qualifying actions. 

Monthly fee after your second year:

  • Receive one free withdrawal using a non-CIBC ATM in Canada per month and then $2 for each additional withdrawal as well as any applicable fees charged by the other financial institution.  
  • Unlimited Interac e-Transfer transactions are included.

Credit Card

CIBC Adapta™ Mastercard®


Join and get up to $100 in value including free roadside assistance.  

Get the card that automatically rewards you with bonus points in your top 3 spend categories, with no annual fee.

Annual fee:

Purchase interest rate

Cash interest rate

non-Quebec residents

Quebec residents

Minimum annual income: $15,000 (household)

  • Roadside assistance includes access to services such as towing, battery boosting, gas delivery and much more. 

Credit Card

CIBC Dividend Platinum® Visa* Card


Join and earn over $350 in value including an annual fee rebate!

Reward your everyday spending and enjoy a first-year annual fee rebate for you and up to 3 Authorized Users.

Annual fee:

first year rebated 

Purchase interest rate

(effective the first day of your 2025 August statement period: )

Cash interest rate

non-Quebec residents

Quebec residents

Minimum annual income: $15,000 (household)

  • 3% cash back on eligible gas, electric vehicle charging and groceries. 
  • 2% cash back on eligible transportation, dining and recurring payments. 
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.

I’m a certified and licensed professional

Bank Account

Special offer

CIBC Smart™ Account


Easily pay bills, send money and make payments with a CIBC chequing account.

Get $450 cash when you open a CIBC Smart™ Account as your first chequing account and complete the qualifying actions.

Monthly fee:

  • No monthly fee when you maintain a daily balance of $4,000 each day in this account. 
  • Enjoy unlimited transactions, including free Interac e-Transfer® service.
  • Receive one free withdrawal using a non-CIBC ATM in Canada per month and then $2 for each additional withdrawal as well as any applicable fees charged by the other financial institution.

Credit Card

CIBC Dividend® Visa Infinite* Card


Join and earn over $400 in value including an annual fee rebate!

Maximize your earnings and enjoy exclusive perks with our top-rated cash back card, including a first-year annual fee rebate for you and up to 3 Authorized Users.

Annual fee:

first year rebated

Purchase interest rate

(effective the first day of your 2025 August statement period: )

Cash interest rate

non-Quebec residents

Quebec residents

Minimum annual income: $100,000 (household)

  • 4% cash back on eligible gas, electric vehicle charging and groceries. 
  • 2% cash back on eligible transportation, dining and recurring payments. 
  • Save on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations when you link your card with Journie Rewards.
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Banking guide

Everything from tips on starting a business, taxes, car ownership, grants and much more.

Apprentice guide to banking (PDF, 20.5 MB) Opens a new window.

Frequently asked questions