† Offer begins on May 21, 2024 at 12:01 am ET. Offer available to residents of Canada who are: (i) registered in an employer sponsored apprenticeship program established by the applicable governing body Opens a new window. in their province or territory of residence, and (ii) completing their required apprenticeship hours with their approved sponsor/employer for certification purposes. We may ask you to provide proof of registration in your apprenticeship program, such as a signed training agreement or other documentation as required by CIBC. To qualify, you must open a CIBC Smart Account online on this page or by visiting a CIBC Banking Centre or calling Telephone Banking. For an account opened through Telephone Banking, we may ask you to visit a CIBC Banking Centre to provide your signature to finish opening the account. The standard monthly account fee will be rebated for 24 consecutive calendar months (starting the calendar month of account open and the following 23 full calendar months immediately thereafter), after which the standard monthly account fee will apply. Other service fees continue to apply as set out in the Personal Account Service Fees brochure. Your account must remain open, in good standing and not converted during the 24-month period. If you continue to be enrolled in an eligible apprenticeship program and are still completing the required hours after the 24-month period, please contact CIBC to see if you are eligible for another offer or benefit. Proof of continued registration may be required at that time. We reserve the right to disqualify any person we find or believe (using any evidence or other information made available to or otherwise discovered by us) to be manipulating or otherwise abusing the process, fairness, integrity or operation of the offer CIBC reserves the right to end, cancel, change or suspend this offer or change these terms at any time without notice. Unless otherwise indicated, this offer can be combined with any other offer, rebate, reward or benefit.
‡ Cash reward offer begins on June 25, 2024 at 12:01 a.m. ET. The $400 new chequing account offer is open to residents of Canada who:
(i) are age 25 and older (if opening a CIBC Smart Account) or have reached the age of majority (if opening a CIBC Smart Plus Account),
(ii) from January 1, 2021 to the time of opening their CIBC Smart or CIBC Smart Plus, were not a holder of any CIBC chequing account as determined by CIBC on the basis of its official records, and
(iii) are not CIBC employees or retired employees.
To qualify for the $400 cash reward, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Within 2 months of opening the account, set up and execute 1 or more recurring direct deposit(s) in a minimum aggregate amount of $500 per month from your employer, government, or your pension and 1 of the following 3 activities:
(i) at least 2 separate recurring pre-authorized debits;
(ii) at least 5 eligible Visa Debit purchases; or
(iii) at least 2 online bill payments of at least $50 each.
The direct deposit(s) and the pre-authorized debits must recur either weekly, biweekly, monthly or twice per month and remain in effect for at least one (1) year from after the month that the CIBC Smart Account or CIBC Smart Plus Account was opened. Unless otherwise indicated, this offer cannot be combined with any other chequing account offer, rebate, reward, or the CIBC Smart Start or CIBC Smart for Students benefit on the CIBC Smart Account.
The $200 new eSA offer is open to residents of Canada:
(i) who have reached the age of majority in their province or territory of residence,
(ii) from January 1, 2021 to the time of opening their eSA, were not a holder of an eSA as determined by CIBC on the basis of its official records, and
(iii) are not CIBC employees or retired employees.
To qualify for the $200 cash reward offer, you must complete all steps required to receive the $400 chequing account offer and open your first eSA within the same month you open your chequing account. By the end of the second calendar month after the month you open your eSA, you must establish a minimum closing balance of $10,000 in your eSA, and maintain that daily closing balance of at least $10,000 for an additional three (3) consecutive calendar months. If the balance falls below $10,000 at any point during the additional three month period, you will not qualify for the $200 reward. Unless otherwise indicated, the $200 new eSA offer can be combined with other eSA offers.
Cash rewards will be deposited into qualifying accounts within seven (7) months after the month that you opened the accounts. CIBC reserves the right to end, cancel, change or suspend this offer or change these terms for any reason without notice. Other conditions apply; review the terms and conditions (PDF, 140 KB) Opens a new window..
◇ NO PURCHASE NECESSARY. Open June 3, 2024 to October 31, 2024 to legal residents of Canada who have reached the age of majority in their province or territory of residence and are registered apprentices in their respective trades at any time during the Contest Period. One (1) Grand prize available to be won consisting of one (1) cheque payable to the winner in the amount of $35,000 to cover a truck lease for a duration of three (3) years and one (1) cheque payable to the winner in the amount of $10,000 to be used towards the purchase of tools related to their trade. Total estimated value $45,000. Random draw from eligible entries on November 7, 2024. Odds of winning depend on the number of eligible entries received. Math skill test required. To learn more, refer to the Full contest rules (PDF, 155 KB) Opens a new window..
Offer available to residents of Canada who are: (i) registered in an employer sponsored apprenticeship program established by the applicable governing body Opens a new window. in their province or territory of residence, and (ii) completing their required apprenticeship hours with their approved sponsor/employer for certification purposes.
1 The additional $1.50 service fee is waived for sending Interac e-Transfer transactions. Each Interac e-Transfer transaction you send counts as a transaction for calculating your monthly fee. Maximum dollar amount applies for Interac e-Transfer transactions. For details, review the CIBC Interac e-Transfer Terms and Conditions (PDF, 135 KB) Opens a new window..
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