Business Accounts

Our biggest offer of the season

Earn $400 cash when you open any new business account^†

Your business deserves a dedicated account. Apply by September 15, 2022.

Apply now

Use your business account to send Global Money Transfers with a $0 transfer fee^† and earn up to $1,000 cash back^◊. Learn more about CIBC Global Money Transfers..

Better banking for your small business

Expert advice

We work with you to understand your goals and provide the financial advice to help your small business thrive.

A better way to bank

From payment processing to account management to tax filing, our account services help save you time and lower your operating costs. Learn about cash management.

Access at your fingertips

Manage your cash flow anytime with CIBC SmartBanking™ for Business, CIBC Online Banking® for Business and CIBC Mobile Banking®.

CIBC Unlimited Business Operating Account®

A premium account with unlimited transactions, including Interac e-Transfer^® transactions, and a monthly fee waiver.

Monthly fee²$0 or $65

Pay no monthly fee when you have a minimum daily balance of $45,000⁵

Transactions included³Unlimited

(includes Interac e-Transfer transactions⁶)

Deposit package⁴$15,000 in cash
$1,000 in coin
100 cheques

Apply now

Learn more

CIBC Advanced Business Operating Account^TM

A superior value account with 100 transactions, including Interac e-Transfertransactions, and a monthly fee waiver.

Monthly fee²$0 or $35
Pay no monthly fee when you have a minimum daily balance of $35,000⁵

Transactions included³100
(includes Interac e-Transfer transactions⁶)

Deposit package⁴$5,000 in cash
$500 in coin
50 cheques

Apply now

Learn more

FEATURED ACCOUNT

CIBC Everyday Business Operating Account^®

A cost-effective account with 30 transactions, including Interac e-Transfer transactions, and a monthly fee waiver. Plus, have the flexibility to reduce your monthly fee.

Monthly fee²

or
$20 for self-service⁷ access
$25 for full-service^8,9access

Pay no monthly fee when you have a minimum daily balance of $15,000⁵

Transactions included³
30
(includes Interac e-Transfer transactions⁶)

Deposit package⁴
$3,000 in cash
$300 in coin
25 cheques

Apply now

Learn more

CIBC Basic Business Operating Account®

A value account that lets you pay only for what you use.

Monthly fee²$6.00

Transactions³
$1.00 for each self-service⁷ transaction
$1.25 for each full-service⁸ transaction

Deposits per month
Pay per use

Apply now

Learn more

Grow your savings for future business use

CIBC Business Investment Growth Account^®

A savings account with the flexibility to access funds anytime, while you earn interest.

Monthly fee

Interest rate¹⁰

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to RDS%rate[3].BIGA.Published(null,1.000000001E7_and over_0.0_CAD_Portion,1,1)(#O2#)%

Based on daily closing balance

Learn more

Money-saving features help you manage dollars wisely

CIBC Not-for-Profit Operating Account

A low-fee account for your not-for-profit or community-based organization.

Monthly fee²

$0 or $4.00

Pay no monthly fee when you have a minimum daily balance of $5,000⁵

Transactions included³

30
(includes Interac e-Transfer transactions⁶)

Deposit package⁴

$5,000 in cash
$500 in coin
30 cheques
If you have more complex banking needs, review our other accounts in the operating tab.

Learn more

Transact in U.S. dollars to easily manage your cross-border income and expenses

CIBC U.S. Dollar Current Account

An account that lets you save on foreign exchange charges because transactions are in U.S. funds.

Monthly fee²

$6.00 US

Transactions³

$1.00 US
for each self-service⁷ transaction

$1.25 US
for each full-service⁸ transaction

For more information about other foreign currency operating accounts, meet with usOpens a new window in your browser..

Learn more

Receive matching contributions from the Government of Canada

CIBC AgriInvest Account

An interest-bearing account for eligible farmers participating in the Government of Canada's AgriInvest program.

Includes

No monthly account fees or day-to-day transaction fees

Competitive interest rate

First annual deposit is matched by the Canadian government up to the maximum allowed amount

Learn more

It's more than just banking for your small business

Send money around the world with CIBC Global Money Transfer^™ for Business

Send up to $80,000 to over 120 countries with no transfer fees^† with your CIBC Business Account. Earn $100 cash back^‡ after you send your first CIBC Global Money Transfer^™ for Business. Plus, get up to $1,000^◊ based on the annual amount sent from January 1 to December 31, 2022.

Learn more about CIBC Global Money Transfers.

Contact us

Connect with a business banking expert on your schedule or in your community.

Meet with us

Request a call

Find a branch

Find an advisor

Telephone Banking: 1-800-465-2422 Opens your phone app. | Contact us

CIBC is a member of Canada Deposit Insurance Corporation (CDIC)

Business Accounts

Better banking for your small business

Expert advice

A better way to bank

Access at your fingertips

A savings account with the flexibility to access funds anytime, while you earn interest.

It's more than just banking for your small business

Send money around the world with CIBC Global Money Transfer™ for Business

Contact us

Send money around the world with CIBC Global Money Transfer^™ for Business