What is a CIBC Smart Investment Solution?

The market is always changing — how do you stay on track? With CIBC Smart Investment Solutions all-in-one portfolios, finding a modern approach to support your ambitions is simple.

Learn how CIBC Smart Investment Solutions can help you meet your goals (PDF, 265 KB) 


Our straightforward, but sophisticated portfolios are:

  • Focuses on you
  • Takes a modern approach
  • Combines different investment strategies

  • Offers peace of mind and freedom from everyday decision making
  • Maximizes your portfolio for the long and short term
  • Maintains your portfolio’s alignment

  • Delivers value
  • Offers an easy way to start investing
  • Meets income needs

CIBC Smart Investment Solutions

To purchase any of these portfolios, call 1-800-465-3863. A CIBC Mutual Funds Representative can also call you within one business day.

The Portfolio will primarily focus on generating a high level of regular income, with a secondary focus on modest long-term capital growth.

The Portfolio will primarily focus on generating regular income, with a secondary focus on long-term capital growth.

The Portfolio will focus on a balance of income and long-term capital growth.

The Portfolio will primarily focus on long-term capital growth with a secondary focus on income generation.

The Portfolio will primarily focus on long-term capital growth, with a secondary focus on modest income generation.

CIBC Smart Investment Solutions Rates

A range of income, balanced and growth portfolios designed for your individual investment goals and life stage.

Rates of return (%)1 as of RDS%update[7].480.published(null_null_null_Year to Date_T,null,1,null)(#M# #d#, #Y#)%

Current prices as of RDS%update[7].350.published(null,null,13,null)(#M# #d#, #Y#)%

Previous prices as of RDS%update[7].830.historical(null,null,13,null)(#M# #d#, #Y#)%

  Current Price $ Previous Price $ Change $ 1 mth
6 mths    1 yr 3 yrs 5 yrs 10 yrs Since Inception Inception Date  
CIBC Smart Income Solution - Series A Units RDS%rate[7].210.rate(null,null,13,null)(#RX#)% RDS%rate[7].210.historical(null,null,13,null)(#RX#)% RDS%rate[7].210.rate(null,null,13,null)(#OX4#)% - %rate[7].210.historical(null,null,13,null)(#OX4#)% RDS%rate[7].210.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].210.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].210.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].210.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].210.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Income Solution Series T5 Units RDS%rate[7].211.rate(null,null,13,null)(#RX#)% RDS%rate[7].211.historical(null,null,13,null)(#RX#)% RDS%rate[7].211.rate(null,null,13,null)(#OX4#)% - %rate[7].211.historical(null,null,13,null)(#OX4#)% RDS%rate[7].211.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].211.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].211.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].211.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].211.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Income Solution - Series A Units RDS%rate[7].220.rate(null,null,13,null)(#RX#)% RDS%rate[7].220.historical(null,null,13,null)(#RX#)% RDS%rate[7].220.rate(null,null,13,null)(#OX4#)% - %rate[7].220.historical(null,null,13,null)(#OX4#)% RDS%rate[7].220.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].220.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].220.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].220.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].220.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Income Solution Series T5 Units RDS%rate[7].221.rate(null,null,13,null)(#RX#)% RDS%rate[7].221.historical(null,null,13,null)(#RX#)% RDS%rate[7].221.rate(null,null,13,null)(#OX4#)% - %rate[7].221.historical(null,null,13,null)(#OX4#)% RDS%rate[7].221.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].221.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].221.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].221.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].221.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Solution - Series A Units RDS%rate[7].230.rate(null,null,13,null)(#RX#)% RDS%rate[7].230.historical(null,null,13,null)(#RX#)% RDS%rate[7].230.rate(null,null,13,null)(#OX4#)% - %rate[7].230.historical(null,null,13,null)(#OX4#)% RDS%rate[7].230.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].230.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].230.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].230.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].230.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Solution Series T5 Units RDS%rate[7].231.rate(null,null,13,null)(#RX#)% RDS%rate[7].231.historical(null,null,13,null)(#RX#)% RDS%rate[7].231.rate(null,null,13,null)(#OX4#)% - %rate[7].231.historical(null,null,13,null)(#OX4#)% RDS%rate[7].231.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].231.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].231.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].231.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].231.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Growth Solution - Series A Units RDS%rate[7].240.rate(null,null,13,null)(#RX#)% RDS%rate[7].240.historical(null,null,13,null)(#RX#)% RDS%rate[7].240.rate(null,null,13,null)(#OX4#)% - %rate[7].240.historical(null,null,13,null)(#OX4#)% RDS%rate[7].240.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].240.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].240.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].240.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].240.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Balanced Growth Solution Series T5 Units RDS%rate[7].241.rate(null,null,13,null)(#RX#)% RDS%rate[7].241.historical(null,null,13,null)(#RX#)% RDS%rate[7].241.rate(null,null,13,null)(#OX4#)% - %rate[7].241.historical(null,null,13,null)(#OX4#)% RDS%rate[7].241.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].241.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].241.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].241.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].241.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Growth Solution - Series A Units RDS%rate[7].250.rate(null,null,13,null)(#RX#)% RDS%rate[7].250.historical(null,null,13,null)(#RX#)% RDS%rate[7].250.rate(null,null,13,null)(#OX4#)% - %rate[7].250.historical(null,null,13,null)(#OX4#)% RDS%rate[7].250.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].250.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].250.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].250.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].250.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  
CIBC Smart Growth Solution Series T5 Units RDS%rate[7].251.rate(null,null,13,null)(#RX#)% RDS%rate[7].251.historical(null,null,13,null)(#RX#)% RDS%rate[7].251.rate(null,null,13,null)(#OX4#)% - %rate[7].251.historical(null,null,13,null)(#OX4#)% RDS%rate[7].251.published(1_null_null_Month_T,null,1,null)(#RX#)% RDS%rate[7].251.published(6_null_null_Months_T,null,1,null)(#RX#)% RDS%rate[7].251.published(1_null_null_Year_T,null,1,null)(#RX#)% N/A N/A N/A RDS%rate[7].251.published(null_null_null_Since Inception_T,null,1,null)(#RX#)% RDS%inception[7].251.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%  

Rates of return (%)1 as of RDS%update[7].480.published(null_null_null_Year to Date_T,null,1,null)(#M# #d#, #Y#)%

Current prices as of RDS%update[7].350.published(null,null,13,null)(#M# #d#, #Y#)%

Previous prices as of RDS%update[7].830.historical(null,null,13,null)(#M# #d#, #Y#)%

  Current Price $ Previous Price $ Change $ 1 mth
6 mths    1 yr 3 yrs 5 yrs 10 yrs Since Inception Inception Date  
CIBC Smart Income Solution - Series F Units RDS%rate[7].212.rate(null,null,13,null)(#RX#)%
RDS%rate[7].212.historical(null,null,13,null)(#RX#)%
RDS%rate[7].212.rate(null,null,13,null)(#OX4#)% - %rate[7].212.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].212.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].212.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].212.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].212.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].212.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Income Solution - Series FT5 Units RDS%rate[7].213.rate(null,null,13,null)(#RX#)%
RDS%rate[7].213.historical(null,null,13,null)(#RX#)%
RDS%rate[7].213.rate(null,null,13,null)(#OX4#)% - %rate[7].213.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].213.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].213.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].213.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].213.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].213.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Balanced Income Solution - Series F Units RDS%rate[7].222.rate(null,null,13,null)(#RX#)%
RDS%rate[7].222.historical(null,null,13,null)(#RX#)%
RDS%rate[7].222.rate(null,null,13,null)(#OX4#)% - %rate[7].222.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].222.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].222.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].222.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].222.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].222.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Balanced Income Solution - Series FT5 Units N/A N/A N/A N/A N/A N/A N/A N/A N/A N/A 07/20  
CIBC Smart Balanced Solution - Series F Units RDS%rate[7].232.rate(null,null,13,null)(#RX#)%
RDS%rate[7].232.historical(null,null,13,null)(#RX#)%
RDS%rate[7].232.rate(null,null,13,null)(#OX4#)% - %rate[7].232.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].232.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].232.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].232.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].232.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].232.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Balanced Solution - Series FT5 Units RDS%rate[7].233.rate(null,null,13,null)(#RX#)%
RDS%rate[7].233.historical(null,null,13,null)(#RX#)%
RDS%rate[7].233.rate(null,null,13,null)(#OX4#)% - %rate[7].233.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].233.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].233.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].233.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].233.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].233.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Balanced Growth Solution - Series F Units RDS%rate[7].242.rate(null,null,13,null)(#RX#)%
RDS%rate[7].242.historical(null,null,13,null)(#RX#)%
RDS%rate[7].242.rate(null,null,13,null)(#OX4#)% - %rate[7].242.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].242.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].242.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].242.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].242.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].242.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Balanced Growth Solution - Series FT5 Units RDS%rate[7].243.rate(null,null,13,null)(#RX#)%
RDS%rate[7].243.historical(null,null,13,null)(#RX#)%
RDS%rate[7].243.rate(null,null,13,null)(#OX4#)% - %rate[7].243.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].243.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].243.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].243.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].243.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].243.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Growth Solution - Series F Units RDS%rate[7].252.rate(null,null,13,null)(#RX#)%
RDS%rate[7].252.historical(null,null,13,null)(#RX#)%
RDS%rate[7].252.rate(null,null,13,null)(#OX4#)% - %rate[7].252.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].252.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].252.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].252.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].252.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].252.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 
CIBC Smart Growth Solution - Series FT5 Units RDS%rate[7].253.rate(null,null,13,null)(#RX#)%
RDS%rate[7].253.historical(null,null,13,null)(#RX#)%
RDS%rate[7].253.rate(null,null,13,null)(#OX4#)% - %rate[7].253.historical(null,null,13,null)(#OX4#)%
RDS%rate[7].253.published(1_null_null_Month_T,null,1,null)(#RX#)%
RDS%rate[7].253.published(6_null_null_Months_T,null,1,null)(#RX#)%
RDS%rate[7].253.published(1_null_null_Year_T,null,1,null)(#RX#)%
N/A N/A N/A RDS%rate[7].253.published(null_null_null_Since Inception_T,null,1,null)(#RX#)%
RDS%inception[7].253.Published(null_null_null_Since Inception_T,null,1,null)(#mm#/#yy#)%
 

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