Why invest in CIBC Personal Portfolio Services?

Invest confidently with our all-in-one solution

Portfolio design

Strategic asset allocation and multi-layer diversification ensure our portfolios are aligned to various investor risk profiles and goals.

Professional management

Professional management gives you freedom from making day-to-day investment decisions and helps to ensure that each portfolio is positioned for growth.

Price and service

With our tiered account fee structure, your fees may be reduced depending on your portfolio size.

Portfolio Solutions designed to meet your ambitions

  • Wealth Generation Portfolios
  • Income Generation Portfolios
  • Smart Investment Solutions
  • Fixed Income Pools
  • Index Portfolios

Wealth Generation Portfolios

These portfolios are designed to maximize returns and generate wealth, through active management. Each portfolio is made up of CIBC Imperial Pools, managed by global investment managers, and only available to select CIBC clients.

Conservative

These portfolios have a higher focus on the preservation of capital and achieving predictable returns rather than trying to achieve higher rates of return.

Asset allocation

⬤  100% Cash

Asset allocation

⬤  10% Cash

⬤  90% Fixed income

Asset allocation

⬤  75% Fixed income

⬤  25% Equity

Asset allocation

⬤  60% Fixed income

⬤  40% Equity

Balanced

With these portfolios, you should expect some volatility with a secondary focus on growth of the investment.

Asset allocation

⬤  40% Fixed income

⬤  60% Equity

Asset allocation

⬤  40% Fixed income

⬤  60% Equity

Asset allocation

⬤  40% Fixed income

⬤  60% Equity

Growth

These portfolios have a greater focus on growth rather than preservation of capital and achieving predictable returns. Clients investing expect a greater level of volatility and unpredictability for the potential of growth and higher, long-term returns.

Asset allocation

⬤  25% Fixed income

⬤  75% Equity

Asset allocation

⬤  10% Fixed income

⬤  90% Equity

Asset allocation

⬤  5% Fixed income

⬤  95% Equity

Income Generation Portfolios

These portfolios can help deliver on your income generation and wealth preservation needs. The portfolios are made up of CIBC Imperial Pools and specialized Renaissance Private Pools, managed by global investment managers. Each portfolio has two monthly income options available.

Conservative

These portfolios have a higher focus on the preservation of capital and achieving predictable returns, rather than trying to achieve higher rates of return.

Asset allocation

⬤  75% Fixed income

⬤  25% Equity

Asset allocation

⬤  60% Fixed income

⬤  40% Equity

Balanced

With these portfolios, you should expect some volatility with a secondary focus on growth of the investment.

Asset allocation

⬤  35% Fixed income

⬤  65% Equity

Smart Investments Solutions

These portfolios that are made up of CIBC Mutual Funds, Renaissance Mutual Funds, and CIBC Exchange-Traded Funds. Each portfolio blends both active and passive investment management. Each portfolio also has a monthly income option available.

Conservative

These portfolios have a higher focus on the preservation of capital and achieving predictable returns, rather than trying to achieve higher rates of return.

Asset allocation

⬤  75% Fixed income

⬤  25% Equity

Asset allocation

⬤  60% Fixed income

⬤  40% Equity

Balanced

With these portfolios, you should expect some volatility with a secondary focus on growth of the investment.

Asset allocation

⬤  40% Fixed income

⬤  60% Equity

Growth

These portfolios have a greater focus on growth rather than preservation of capital and achieving predictable returns. Clients investing expect a greater level of volatility and unpredictability for the potential of growth and higher, long-term returns.

Asset allocation

⬤  25% Fixed income

⬤  75% Equity

Asset allocation

⬤  10% Fixed income

⬤  90% Equity

Fixed Income Pools

These portfolios are made up of a diverse mix of CIBC Mutual Funds, Renaissance Mutual Funds, and CIBC Exchange-Traded Funds (ETFs) and aim to deliver a variety of client outcomes. Managed by CIBC Asset Management and leveraging portfolio managers, these portfolios provide access to advanced bond strategies.

Conservative

These portfolios have a higher focus on the preservation of capital and achieving predictable returns, rather than trying to achieve higher rates of return.

Asset allocation

⬤  100% Fixed income

Asset allocation

⬤  100% Fixed income

Asset allocation

⬤  100% Fixed income

Index Portfolios

These portfolios focus on purely passive investment management, and are exclusively made up of CIBC Index Mutual Funds. The returns of these portfolios aim to approximate the performance of various markets.

Conservative

These portfolios have a higher focus on the preservation of capital and achieving predictable returns, rather than trying to achieve higher rates of return.

Asset allocation

⬤  75% Fixed income

⬤  25% Equity

Asset allocation

⬤  60% Fixed income

⬤  40% Equity

Balanced

With these portfolios, you should expect some volatility with a secondary focus on growth of the investment.

Asset allocation

⬤  40% Fixed income

⬤  60% Equity

Growth

These portfolios have a greater focus on growth rather than preservation of capital and achieving predictable returns. Clients investing expect a greater level of volatility and unpredictability for the potential of growth and higher, long-term returns.

Asset allocation

⬤  25% Fixed income

⬤  75% Equity

Asset allocation

⬤  10% Fixed income

⬤  90% Equity

Asset allocation

⬤  5% Fixed income

⬤  95% Equity

Return to options

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