Get more out of your CIBC credit card

Make everyday purchases to earn rewards while building your credit

Use your card in-store or online to earn cash-back and travel rewards. Having good credit can help you make a big purchase or rent an apartment.

Some purchases just can't wait, so Pace It

Pay off those large purchases at a pace that works for you and with low interest rate Installment Plans by using CIBC Pace It™.1

Use your CIBC credit card to send money back home

Pay for a CIBC Global Money Transfer™ with your eligible credit card to send money to over 120 countries with no fees.2

Bank with us to get the highest limit on your credit card, up front

You may be eligible for up to a $15,000 limit with your first CIBC Credit Card, without any secured deposits. Visit your nearest branch with your immigration documents to check your eligibility and apply.

Find a branch Opens in a new window.

Choose the CIBC credit card that fits your lifestyle

cash back card

CIBC Dividend Platinum® Visa* Card

Welcome offer

Get an annual fee rebate for 2 years for you and up to 3 Authorized Users. Plus, earn 3% cash back on eligible gas, electric vehicle charging and grocery purchases.3

CIBC Dividend Platinum Visa Card.

Annual fee
$99 (first 2 years rebated)

Each additional card (up to 3):
$30 per year (first 2 years rebated)

Interest rate for purchases
RDS%rate[2].VPDIV.Published(null,null,6,null)(#O2#)%4

Interest rate for cash
RDS%rate[2].VPDIV.Published(null,null,3,null)(#O2#)%4
(RDS%rate[2].VPDIV.Published(null,null,90,null)(#O2#)% for Quebec residents)4

Minimum annual income 
$15,000 household

cash back card
CIBC Dividend Visa Card

CIBC Dividend® Visa* Card

Get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more5,6!


Annual fee
$0

 

Each additional card (up to 3):
$0 per year

 

Interest rate
RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)% for purchases4


RDS %rate[2].VSDIV.Published(null,null,3,null)(#O2#)% for cash4
(RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%
 for Quebec residents)4

Travel rewards card
CIBC Aventura Gold Visa Card.

CIBC Aventura Gold® Visa* Card

Welcome offer

Get 2 annual fee rebates for you and up to three Authorized Users.


Here’s how it adds up Opens in a dialog.


Annual fee
$139 (first 2 years rebated)

 

Each additional card (up to 3):
$50 per year


Interest rate
RDS%rate[2].VGLIS.Published(null,null,6,null)(#O2#)% for purchases4


RDS%rate[2].VGLIS.Published(null,null,3,null)(#O2#)%  for cash4
(RDS%rate[2].VGLIS.Published(null,null,90,null)(#O2#)% for Quebec residents)4

Travel rewards card
CIBC Aventura Visa Card.

CIBC Aventura Visa* Card

Earn up to 10,000 Aventura Points for no annual fee.


Here’s how it adds up Opens in a dialog.


Annual fee
$0


Each additional card (up to 3):
$0 per year

 

Interest rate
RDS%rate[2].VSAVC.Published(null,null,6,null)(#O2#)% for purchases4



RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)% for cash4
(RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)% for Quebec residents)4


Manage your CIBC credit card

Step 1.

Don't worry if you misplace your card

You can lock your missing card to stop new transactions. Unlock it when you find it.

Step 1.

Keep track of your transactions

Stay on top of your credit card activity and quickly identify unauthorized transactions.

Step 1.

Get tips to grow your savings faster

CIBC Insights offers tailored tips based on your spending to help you save more money.

Pair your credit card with our best products and offers

Get a 12-month Skip+ free trial when you link your CIBC credit or debit card with your Skip account

Plus, enjoy exclusive savings and rewards with your Skip+ membership.✦✦

Learn more about our partnership with Skip.

Save and manage your money with a chequing account. Apply online in a few easy steps.

Get up to $600†† cash after you open a CIBC Smart Account for Newcomers as your first CIBC chequing account, then open your first CIBC eAdvantage® Savings Account in the same calendar month and complete all qualifying actions. Plus, pay no monthly fee for 2 years.◊◊, ††

Learn more about the Smart Account for Newcomers

Save up to 10 cents per litre at participating gas stations8

Link your CIBC card with Journie Rewards to save money at participating Pioneer, Chevron and Ultramar locations.9

Learn more about Journie Rewards

Your credit card questions answered

Let's get in touch


Call us anytime


Book a meeting


Visit a branch or ATM