Get more out of your CIBC credit card

Make everyday purchases to earn rewards while building your credit

Use your card in-store or online to earn cash-back and travel rewards. Having good credit can help you make a big purchase or rent an apartment.

Some purchases just can't wait, so Pace It

Pay off those large purchases at a pace that works for you and with low interest rate Installment Plans by using CIBC Pace It™.1

Use your CIBC credit card to send money back home

Pay for a CIBC Global Money Transfer™ with your eligible credit card to send money to over 120 countries with no fees.2

Bank with us to get the highest limit on your credit card, up front

You may be eligible for up to a $10,000 limit with your first CIBC Credit Card, without any secured deposits. Visit your nearest branch with your immigration documents to check your eligibility and apply.

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Choose the CIBC credit card that fits your lifestyle

cash back card

CIBC Dividend Platinum® Visa* Card

Welcome offer

Get 2 annual fee rebates for you and up to 3 Authorized Users. Plus, earn 3% cash back on eligible gas and grocery purchases.3

Annual fee
$99 (first 2 years rebated)

Each additional card (up to 3):
$30 per year (first 2 years rebated)

Interest rate for purchases
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Interest rate for cash
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(RDS%rate[2].VPDIV.Published(null,null,90,null)(#O2#)% for Quebec residents)4

Minimum annual income 
$15,000 household

cash back card

CIBC Dividend® Visa* Card

Welcome offer

Get 5% cash back for the first 4 statements on total purchases of up to $2,000‡‡. After that, get 2% cash back on eligible grocery purchases and up to 1% on everyday purchases like books, movies, food and more5,6!


Annual fee
$0

 

Each additional card (up to 3):
$0 per year

 

Interest rate
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RDS %rate[2].VSDIV.Published(null,null,3,null)(#O2#)% for cash4
(RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%
 for Quebec residents)4

Travel rewards card

CIBC Aventura Gold® Visa* Card

Welcome offer

Join and get over $1,450 in travel value including 2 annual fee rebates!‡  


Here’s how it adds up Opens in a dialog.


Annual fee
$139 (first 2 years rebated)

 

Each additional card (up to 3):
$50 per year


Interest rate
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(RDS%rate[2].VGLIS.Published(null,null,90,null)(#O2#)% for Quebec residents)4

Travel rewards card

CIBC Aventura® Visa* Card

Join and get up to $100 in travel value7 for no annual fee.◇ 


Here’s how it adds up Opens in a dialog.


Annual fee
$0


Each additional card (up to 3):
$0 per year

 

Interest rate
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RDS%rate[2].VSAVC.Published(null,null,3,null)(#O2#)% for cash4
(RDS%rate[2].VSAVC.Published(null,null,90,null)(#O2#)% for Quebec residents)4


Manage your CIBC credit card

Step 1.

Don't worry if you misplace your card

You can lock your missing card to stop new transactions. Unlock it when you find it.

Step 1.

Keep track of your transactions

Stay on top of your credit card activity and quickly identify unauthorized transactions.

Step 1.

Get tips to grow your savings faster

CIBC Insights offers tailored tips based on your spending to help you save more money.

Pair your credit card with our best products and offers

Save and manage your money with a chequing account. Apply online in a few easy steps.

Get $400†† after you open a CIBC Smart™ Account for Newcomers as your first CIBC chequing account. Plus, pay no monthly fee for 2 years.◊◊

Learn more about the Smart Account for Newcomers

Save up to 10 cents per litre at participating gas stations8

Link your CIBC card with Journie Rewards to save money at participating Pioneer, Chevron and Ultramar locations.9

Learn more about Journie Rewards

Your credit card questions answered

Let's get in touch


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