Investment objective

The Portfolio will primarily focus on generating a high level of regular income, with a secondary focus on modest long-term capital growth by investing in a diverse mix of Canadian and global fixed income and equity mutual funds, and exchange-traded funds.

The Portfolio may be suitable for:

  • Investors looking for portfolio diversification within a single mutual fund
  • Those primarily seeking a high level of regular income with a secondary focus on modest capital growth
  • Those investing for the short to medium term
  • Investors who can tolerate low investment risk
A financial advisor analyzing investment charts

Investment strategies

To achieve its investment objectives, the Portfolio will:

  • Invest up to 100% of the Portfolio's assets in units of the Underlying Funds
  • Allocate the Portfolio's assets among the Underlying Funds according to the target asset mix for the Portfolio, which may change at our discretion, but are generally expected to be: 
    • Savings 5%
    • Income 75%
    • Growth 20%
  • Monitor and rebalance the Portfolio's assets to realign the weightings within its target asset mix
  • Monitor and review the Underlying Funds on a periodic basis

Risks

The Portfolio is based on a strategic asset allocation. In implementing this strategy, the Portfolio will invest in a number of Underlying Funds in order to obtain the desired asset allocation. The performance of the Portfolio will be related to the performance of the Underlying Funds held by the Portfolio.

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Distribution Policy

The Portfolio intends to distribute net income quarterly and net realized capital gains annually in December.

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Tools and resources

Access the latest performance information for all of CIBC Mutual Funds

Learn moreabout mutual fund rates of return

Access the latest regulatory documents such as Fund Facts, prospectuses and annual information forms.

Learn moreabout reporting and governance