It's easy to start, grow and manage your wealth

Grow your money with a tailored investment plan

Conveniently meet with one of our investment advisors to get started. Find an advisor near you Opens in a new window..

Align your plan with your aspirations

Create a plan with an advisor and track your progress with help from the CIBC GoalPlanner™.

Take control and build your own investment portfolio

Whether you’re just starting out or an active investor, trade smarter and enjoy low commissions with CIBC Investor’s Edge Opens in a new window..

Discover your investment options


Goal-based savings

Tax-Free Savings Account (TFSA)

Choose from a selection of savings and investment products for your TFSA contributions and pay no taxes on the interest or investment income you earn.

Retirement savings

Registered Retirement Savings Plan (RRSP)

Enjoy tax deductions now and tax-sheltered growth to help you retire more comfortably. Our retirement investment options are designed to meet your future goals.

Your child's education

Registered Education Savings Plan (RESP)

Use this tax-deferred savings plan to save for your child's post-secondary education, with the added benefit of government grants.

Retirement income

Registered Retirement Income Fund (RRIF)

Convert your RRSP into an RRIF to continue to hold and grow your investments, with the exception that you must withdraw at least a minimum amount every year and pay tax on the withdrawal.

Long-term savings

Registered Disability Savings Plan (RDSP)

A long-term plan to help Canadians with severe and prolonged disabilities, and their families, save for the future.

Home ownership

First Home Savings Account (FHSA)

This new type of registered plan is designed to help you save for your first home, tax-free. Contributions are tax deductible and withdrawals to purchase a qualifying home are non-taxable.

Short-term and long-term savings

Non-registered investment accounts

Diversify your portfolio with stocks, ETFs, GICs, mutual funds and more. Non-registered investment accounts can be used for any goal and can complement your registered accounts.

Access to funds

Margin account Opens in a new window.

This account is similar to an investment account, but you have the option to borrow money from the bank to invest.

Meet with an advisor on your time


Portfolio solutions

Enjoy access to a pre-constructed, diverse portfolio of mutual funds and ETFs that you can match to your investing style and financial goals.

Mutual funds

Mutual funds are a professionally managed investment that can offer both diversification and access to areas of interest depending on your financial needs.

Guaranteed Investment Certificates (GICs)

Get 100% of your original investment back, plus the interest you earned, at the end of the term.

Stocks Opens in a new window.

Owning stocks is important for long-term investors because they may potentially yield higher returns than any alternative.

Exchange traded funds (ETFs)

Diversify your portfolio with a variety of low-cost equity and fixed-income solutions.

Canadian Depositary Receipts (CDRs)

CDRs are traded on a Canadian stock exchange, in Canadian dollars — making it easy for investors to get direct exposure to the world’s biggest companies.


Add diversity to your portfolio with bonds, which may provide predictable cash flows over time with less volatility than equities.

Structured notes

Increase your return potential, not your risk. Get access to a wide variety of asset classes and customized investment solutions tailored to meet your goals and unique requirements.


Experienced investors can use options as part of a strategy to help lock in market gains, protect against loss or generate income.

Looking to grow your savings and earn interest? 

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