CIBC Smart Investment Solutions

CIBC's Smart Investment Solutions are an all-in-one fund solution. We'll help you select a professionally managed portfolio of both active and passive investments that's right for you. You'll get access to leading investment managers and ongoing monitoring and rebalancing of your retirement portfolio.

Learn moreabout CIBC Smart Investment Solutions


  • Range of portfolios to meet your needs
  • Diversification to manage risk
  • Continuous monitoring of portfolios

CIBC Market Linked GICs

The performance of CIBC's Market Linked GICs is directly related to the performance of a number of underlying assets, including a portfolio of equities, equity indices or a market interest rate. You are guaranteed the repayment of your principal at maturity, in addition to potential interest payment(s) during the term or at maturity. 

Learn moreabout C I B C market-linked G I Cs


  • Market exposure with 100% principal protection
  • Potential for higher returns than traditional GICs
  • Range of products, terms and time horizons

CIBC Mutual Funds

Whether you're a savings-oriented investor, a growth-oriented investor or somewhere in between, we offer a comprehensive selection of mutual funds for all investor types. 

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  • Low, medium and higher-risk funds
  • Affordable, easy to buy and sell
  • Wide range of Savings, Income and Growth Funds


CIBC RRSP Guaranteed Investment Certificates (GICs) provide you with safe and flexible RRSP options. If you have a CIBC bank account, you can open a new CIBC RRSP GIC account or contribute to your existing RRSP account anytime. 

Learn moreabout C I B C. R R S P. G I Cs


  • Guaranteed principal and guaranteed growth
  • Range of products, terms and time horizons
  • Safe and flexible

CIBC RRSP Daily Interest Savings Account

An ideal RRSP starter account with guaranteed principal and interest.

Learn moreabout C I B C. R R S P Daily Interest Savings Accounts


  • Access to your funds anytime
  • Earn competitive daily interest
  • Start with just $25.00

CIBC Investor's Edge® Self-Directed RRSP

A self-directed RRSP with CIBC Investor's Edge gives you the freedom to choose the investments that best suit your financial goals. This account can contain stocks, exchange-traded funds (ETFs), mutual funds, bonds and other securities. 

Learn moreabout C I B C Investor's Edge Self-Directed R R S Ps


  • Access to a wide selection of research tools and reports
  • Flexibility to trade online or with our mobile app
  • Starting from $6.95 per trade

CIBC Personal Portfolio Services

For clients with $100,000 or more in household investable assets, this program offers professional investment management with exclusive client servicing. 

Learn moreabout C I B C Personal Portfolio Services


  • Tailored financial plan
  • Regular portfolio monitoring
  • Broadly diversified portfolios

Add up the benefits of tax-deferred growth

Try our RRSP calculator