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† This is a combined bonus and regular annual interest rate paid on new deposits made to a CIBC RRSP Daily Interest Savings Account. The bonus and/or regular rates may change at any time without prior notice. The regular interest rate is earned on the full daily closing balance and paid monthly. For eligible accounts opened before the offer period, the bonus rate is earned only on the portion of the account’s daily closing balance that exceeds the closing balance on October 15, 2021. For eligible accounts opened during the offer period, the bonus rate is earned on the full daily closing balance. New deposits may not exceed the maximum allowable by law. Bonus interest rate offer expires March 31, 2022. Bonus interest is calculated daily and paid monthly and earned only until March 31, 2022. RRSP annuitant is solely responsible for knowing what their RRSP contribution room is and not over-contributing, otherwise, penalty taxes may apply and RRSP contributions may not be deductible. Tax references are based on assumption that tax rules are followed by account holder. Other conditions apply.
Read the full terms and conditions for the CIBC RRSP Daily Interest Savings Account offer (PDF, 90 KB) Opens in a new window.
CIBC Investor's Edge is a division of CIBC Investor Services Inc., a subsidiary of CIBC, Member of the Canadian Investor Protection Fund and Member of the Investment Industry Regulatory Organization of Canada.
Important information about CIBC Securities Inc. and Mutual Funds
CIBC Securities Inc. is a wholly-owned subsidiary of CIBC and is the principal distributor of the CIBC Mutual Funds and the CIBC Family of Managed Portfolios. The CIBC Family of Managed Portfolios consists of CIBC Managed Portfolios and CIBC U.S. Dollar Managed Portfolios, which are mutual funds that invest primarily in CIBC Mutual Funds. CIBC Managed Portfolio Services is a service that helps you select an appropriate professionally built CIBC Managed Portfolio or CIBC U.S. Dollar Managed Portfolio. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the CIBC Mutual Funds and CIBC Family of Managed Portfolios simplified prospectus before investing. To obtain a copy, call CIBC Securities Inc. at 1-800-465-FUND (3863)Opens your phone app or ask your advisor. The indicated rates of return are the historical annual compounded total returns as of the date indicated, including changes in unit value and reinvestment of all distributions, but do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. For money market funds, the performance data provided assumes the reinvestment of distributions only but does not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. Mutual fund securities are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed. There can be no assurance that a money market fund will be able to maintain its net asset value per unit at a constant amount or that the full amount of your investment will be returned to you. The values of many mutual funds change frequently. Past performance may not be repeated. Current yield is an annualized historical yield based on the seven-day period ended on the date indicated and does not represent an actual one-year return.
The U.S. dollar versions of funds/portfolios are not eligible for registered accounts offered by CIBC Securities Inc. The U.S. dollar versions of funds/portfolios can be held within non-registered CIBC Investor Services Inc. accounts. Other dealers may allow the funds/portfolios to be purchased in U.S. dollars within registered accounts.
CIBC Mutual Funds and CIBC Family of Managed Portfolios are available across Canada. The information contained on this site does not constitute an offer or solicitation to buy or sell any investment fund, security or other product, service or information to any resident of the U.S. or the U.K. or to anyone in any jurisdiction in which an offer or solicitation is not authorized or cannot legally be made or to any person to whom it is unlawful to make an offer or solicitation.
CIBC representatives offering mutual funds in Quebec are "Mutual Fund Representatives" of CIBC Securities Inc.
The information is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the information without seeking the advice of a professional.
Important information about CIBC Trust Personal Portfolio Services
CIBC Personal Portfolio Services is a discretionary investment management service provided by CIBC Trust Corporation, a wholly-owned subsidiary of CIBC, to individuals with household investable assets greater than $100,000. ® CIBC Personal Portfolio Services is a registered trademark of Canadian Imperial Bank of Commerce. Each Imperial Pool is a mutual fund. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer, nor are they guaranteed by CIBC. The values of many mutual funds, such as Income and Growth Funds, can change frequently. Past performance may not be repeated.
CIBC Asset Management Inc. (CIBC Global) has been designated the responsibility for day-to-day investment decisions with respect to the investment advisory and portfolio management services of investments that are part of the PPS program. Although certain persons have been designated responsibility for day-to-day investment decisions, a team approach is generally used and the members of the team can change from time to time.
This information is provided for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice.
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