Cashable RRSP GICs

Cashable RRSP GICs guarantee your principal and allow you the flexibility to redeem early.1

Non-redeemable RRSP GICs

Non-redeemable GICs usually offer a higher rate of return compared with Cashable RRSP GICs. They are ideal if you don’t need to access your funds before maturity.

Index-linked RRSP GICs

Allows you to take advantage of the unlimited growth potential of investing in Canadian and global stock markets, but with full protection of your principal.3

Need help choosing the right RRSP GIC?

A 1 year GIC with the ultimate flexibility. Access your investment anytime, with interest when you redeem 30 days or more after the issue date.


A 3 or 5 year GIC with annual rate increases and access to your investment on each anniversary date.2


Guaranteed fixed rates for a term of 9 months to 3 years with the option to withdraw your investment at any time with specific early redemption rates.


Need help choosing the right RRSP GIC?

Earn a premium rate above our regular GIC rates on selected terms offered on a time-limited basis.


Get competitive returns over a 3 or 5 year term, with increasing annual rates. Your original investment is always guaranteed.


Guarantee your principal and interest for 2 months to 5 years. The longer you keep the money on deposit, the higher the rate of interest you generally earn.


Need help choosing the right RRSP GIC?

A GIC for investors that want the growth potential of a market-linked return, but also want full protection of their principal. 3 and 5 year investment terms are available.