About the CIBC Bonus Rate RRSP GIC

The CIBC Bonus Rate RRSP GIC offers premium rates over our regular GIC rates. The interest rate is fixed for the term and your principal and interest are guaranteed.

Is it for you?

The CIBC Bonus Rate RRSP GIC could be for you if any of the following apply:

  • You seek a premium rate for a non-redeemable GIC on selected terms offered on a time-limited basis
  • You value the stability and security of a fixed term investment
  • You will not need access to your money prior to the GIC's maturity

Useful Information



1 year


2 year


5 year


Access to funds

  • At maturity only.


  • For terms of 1 year and less, interest is paid at maturity.
  • For terms over 1 year, interest is compounded annually and paid at maturity.


  • There are no fees unless you transfer all or part of your RRSP funds to another financial institution, in which case a $100 fee will apply.