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1 Transactions include any debits and credits to your account (excluding CIBC interest credits and fee debits). Debits include, without limitation, withdrawals, cheques, pre-authorized payments, bill payments, INTERAC® Direct Payments, INTERAC e-Transfer® payments, direct deposits and transfers to other accounts. Credits include, without limitation, deposits, pre-authorized payments, bill payments, INTERAC Direct Payments, INTERAC e-Transfer payments, and direct deposits and transfers from other accounts (except transfers from CIBC business accounts). Additional charges may apply including, without limitation, INTERAC e-Transfer, "Items Deposited" and "Currency Supplied" fees where applicable. Refer to Additional Services and Charges for details.
2 Monthly fee applies even if there is no account activity. Other fees may apply to the operation of your account; see Additional Services and Charges for details.
3 Free transaction(s) cannot be carried forward for use in subsequent months.
4 If you choose a Flat Fee Package and perform fewer than the allowed number of transactions in a month, the unused transactions cannot be carried forward to subsequent months.
5 eStatements are available for Canadian and U.S. dollar CIBC business accounts. To view eStatements you must be a Signatory or Co-Signatory and registered for CIBC Online Banking.
6 Self-service refers to transactions performed through a Bank Machine, Point of Sale terminal, Wallet Depository Service, CIBC Telephone Banking Automated Service, CIBC Business Contact Centre Automated Service, CIBC Online Banking, CMO, CIBC eDeposit for cash, or CIBC eDeposit for cheques.
7 Full-service refers to transactions performed either in a CIBC Branch, through a CIBC Telephone Banking representative or through a CIBC Business Contact Centre representative.