™ “CIBC SmartBanking” is a trademark of CIBC.
1 Register for SmartBanking at no cost and only pay for the cash management services you use and transactions you make. Regular business account and transaction fees may also apply. If you're using third-party integrated services, such as QuickBooks Online, Xero or Ceridian Powerpay Plus, there will be a fee of $5 per service, per month.
2 CIBC foreign exchange rates apply. A CIBC Global Money Transfer and a Foreign Exchange transaction counts towards your allowable transaction limit; bank account transaction fees may apply. Must have a CIBC Business Operating Account or U.S. Current Account to send a CIBC Global Money Transfer. Most transfers are completed by the next business day; some transfers require 2 to 3 business days. Review the CIBC Global Money Transfer Agreement (PDF, 200 KB) Opens in a new window.
3 U.S. withdrawals available at select ATMs displaying the U.S. flag. U.S. business accounts are not available at ATMs.
4 Canadian dollar transfers only.
5 Only account owners are able to register a bill.
6 Add or register a bill function is not available through our automated service in the 613, 514, 450, 819 and 418 area codes.