Aeroplan Visa Business Credit Card | CIBC Business Banking

Welcome offer

Apply and earn over $1,700 in value, which includes up to 60,000 Aeroplan points!^ⓘ Conditions apply.

Show more offer details

What do you need to apply?

Required information and documents (PDF, 285 KB) Opens in a new window.

$35,000 individual minimum annual income.

Earn faster so you can travel more with the CIBC Aeroplan Visa Business Card. Elevate your business trips with premium travel benefits.

Fees and interest rates

Annual fee

$180 – first year rebated^ⓘ

$50 each for up to 9 additional cards

Purchase interest rate^ⓘ

As low as 12.99%^ⓘ

Cash interest rate^ⓘ

As low as 14.50%^ⓘ

Earn Aeroplan points faster so you can travel sooner

2 points

for every $1 spent with Air Canada directly, including through Air Canada Vacations^®,^ⓘ

Air Canada

1.5 points

for every $1 spent on travel such as airlines, hotels, car rental agencies, cruise lines, travel agencies or tour operators, tour buses or bus lines^ⓘ

Travel

1.5 points

for every $1 spent on transportation such as local and suburban commuter passenger transportation, ferries, local water transportation, railways, limousines or cabs^ⓘ

Transportation

1.5 points

for every $1 spent on dining and services such as shipping, internet, cable and phone^ⓘ

Dining

Shipping

Internet

Phone

1 point

for every $1 spent on all other purchases^ⓘ

Other purchases

Earn points twice

at over 150 Aeroplan partners and over 170 online retailers through the Aeroplan eStore^ⓘ

Aeroplan eStore

Your top Aeroplan business card benefits

Save on baggage fees

Enjoy a free first checked bag for you, your authorized users and up to 8 companions every time you fly with Air Canada.^ⓘ,^ⓘ

Relax before your flight

Earn up to 4 complimentary Maple Leaf Lounge™ One-Time Guest Passes per year.^ⓘ,^ⓘ

Share the perks

Your authorized users can access travel benefits even when travelling without you by linking their Aeroplan number Opens in a new window..^ⓘ

Get a 4^th night free

Aeroplan Credit Cardholders can now get an extra night free for every 3 hotel nights redeemed with Aeroplan points.^ⓘFor more details, see website about the Aeroplan Get a 4th Night Free Hotel Offer. Opens in a new window..

What do you need to apply?

Required information and documents (PDF, 285 KB) Opens in a new window.

Apply now

$35,000 individual minimum annual income.

More to love about your business travel credit card

Complimentary upgrade to Avis^® Preferred Plus

Unlock one-car class rental upgrades, expedited service, dedicated phone line, parking stall and pick-up counter and more by elevating to Avis Preferred Plus.^ⓘ

Book flight rewards for less

Primary cardholders can often book flight rewards for even fewer points.^ⓘ Plus, no additional airline surcharges on flight rewards with Air Canada.^ⓘ

Reach, maintain and enjoy Aeroplan Elite^™ Status^ⓘ

Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 you spend on eligible purchases.^ⓘ

Redeem with ease

Every Air Canada seat available for purchase is also available for Aeroplan points — no restrictions.^ⓘ Plus, pay for flight rewards with a combination of points and cash.^ⓘ

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.^ⓘ

Learn more about our partnership with Skip.

Show more card benefits

Learn more about your Aeroplan business credit card benefits

Aeroplan Program Opens in a new window.

CIBC Aeroplan Privacy Statement

Find out what your Aeroplan points can get you^ⓘ

Use the sliders to estimate your monthly credit card spending.^ⓘ Earn the full welcome bonus in the first year when you make your first purchase with your card.^ⓘ

This tool is currently unavailable. Please see Overview and Advice.

Aeroplan Flight Reward Chart (PDF, 475 KB)

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Trip Cancellation and Trip Interruption Insurance

Flight Delay and Baggage Insurance

Car Rental Collision and Loss Damage Insurance

Purchase Security and Extended Protection Insurance

Common Carrier Accident Insurance

Insurance certificates for the Aeroplan Visa Business Card (PDF, 830 KB) Opens in a new window.

To view the Statutory Conditions that apply to certain insurance coverages, please visit https://cibc.client.insure Opens a new window..

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

CIBC Travel Insurance^ⓘ

Purchase coverage for you, your spouse and dependants when travelling outside your province of residence.

Travel with confidence about CIBC Payment Protector Insurance for Credit Cards.

Documents

Benefits Guide (PDF, 6.7 MB) Opens in a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 105 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 110 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 45 KB) Opens a new window.

Insurance provider notice (PDF, 40 KB) Opens a new window.

CIBC Aeroplan Visa Business Card

Ready for enhanced travel perks and privileges?

What you'll need to apply:

Required information and documents (PDF, 285 KB) Opens in a new window.

Apply now

Frequently asked questions

What's different about the CIBC Aeroplan Visa Business Card?

What are some additional benefits of business travel credit cards?

What sets the CIBC Aeroplan Visa Business Card apart from other travel cards?

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