Aventura Visa Card for Business | CIBC Business Banking

Welcome offer

Join and get up to 70,000 Aventura Points and a first-year annual fee rebate — that’s over $1,800 in value^ⓘ

What do you need to apply?

Required information and documents (PDF, 285 KB) Opens in a new window.

$35,000 individual minimum annual income.

Experience more of the world with our most flexible business travel rewards program. Earn points on eligible flights, hotels, gas, vehicle charging and travel booked through our Rewards Centre.

Fees and interest rates

Choose the annual fee and related interest rates that suit your business best

Annual fee

$120

$50 each for up to 9 additional cards

Purchase interest rate^ⓘ

19.99%^ⓘ

Cash interest rate^ⓘ

21.99%^ⓘ

Annual fee

$180

$50 each for up to 9 additional cards

Purchase interest rate^ⓘ

As low as 12.99%^ⓘ

Cash interest rate^ⓘ

As low as 14.50%^ⓘ

Earn more Aventura travel points

2 points

for every $1 spent on travel purchased through the CIBC Rewards Centre Opens in a new window.^ⓘ

CIBC Rewards Centre

1.5 Points

for every $1 spent on eligible gas and electric vehicle charging^ⓘ

Accelerate your savings with up to 10 cents off per litre on eligible gas by linking your card with Journie Rewards..

Gas

Electric vehicle charging

1.5 points

for every $1 spent on travel such as airlines, hotels, car rental agencies, cruise lines, travel agencies or tour operators, tour buses or bus lines^ⓘ

Travel

1.5 points

for every $1 spent on transportation such as local and suburban commuter passenger transportation, ferries, local water transportation, railways, limousines or cabs^ⓘ

Transportation

1.5 points

for every $1 spent on eligible transportation services such as parking, tolls and truck rentals^ⓘ

Other transportation services

1 point

for every $1 spent on all other purchases^ⓘ

Other purchases

Get the most from your CIBC Aventura rewards

Earn, shop, pay — there’s so much you can do with Aventura points. To learn more, check out our videos.

Your top Aventura card benefits

Flexible travel rewards

More travel flexibility to redeem points towards flights, car rentals, hotels, vacation packages and more, with points that don’t expire^ⓘ.

Collect Aventura Points with every purchase.

Beyond flights

Visit the CIBC Rewards Centre Opens in a new window. to redeem your points for hotel stays, vacation packages, cruises, merchandise and gift cards.^ⓘ

Payment with points^ⓘ

Use your Aventura Points to help pay down your credit card balance or contribute them to select financial products.^ⓘ

What do you need to apply?

Required information and documents (PDF, 285 KB) Opens in a new window.

Apply now

$35,000 individual minimum annual income.

More to love about your business travel rewards credit card

Pool your points to redeem faster

Travel sooner by transferring Aventura Points between your Aventura business credit card and Aventura personal credit card accounts.^ⓘ

Cover fees and taxes

Use Aventura Points to cover full airfare including taxes and fees.^ⓘ

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.^ⓘ

Learn more about our partnership with Skip.

Show more card benefits

Where can you fly using Aventura Points?

Find out where you can fly using points collected on your CIBC Aventura credit card.

Use our Flight Search tool

You can even apply points toward your CIBC Aventura card balance or select CIBC financial products. Learn about Payment with Points Opens in a new window..^ⓘ

Aventura Flight Rewards Chart

Destination	Aventura Points needed	Max ticket price
Canada and U.S. (short-haul) Within a province, territory or U.S. state or to an adjoining province or territory or U.S. state	10,000 to 20,000	$400
Canada and U.S. (long-haul) From any location in Canada or U.S. to any location in Canada or U.S. (except Hawaii and Alaska)	25,000 to 35,000	$800
Mexico, Alaska, Hawaii, Central America, Caribbean From any location in Canada or U.S. to Mexico, Hawaii, Alaska, Bermuda, Central America or the Caribbean	40,000 to 60,000	$1,000
Europe From a major gateway in Canada or U.S. to select destinations in Europe	50,000 to 70,000	$1,300
Rest of the world From a major gateway in Canada or U.S. to select destinations in Africa, Asia, Australia, New Zealand, South Pacific, Middle East or South America	75,000 to 125,000	$2,000

Note: Chart applies to round-trip economy flights booked through the CIBC Rewards Centre Opens a new window. or by calling 1-888-232-5656 Opens your phone app.. A maximum ticket price (before taxes and other charges) applies for each destination; any excess cost over the maximum ticket price, plus taxes and other charges, must either be charged to your card or paid for with Aventura Points. Tickets are non-refundable. This chart may be changed without notice at any time. For complete details, refer to the Aventura Rewards Program Terms at the CIBC Rewards Centre. To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required to purchase it. If you don’t have enough Aventura Points to purchase an Airline Travel Reward in full (but have at least 80% of the required number of Aventura Points), you may have the Centre charge an amount to your Card to cover the Points Deficit, excluding Taxes and Other Charges. For a business class flight, you may have the Centre charge an amount to your Card to cover the Points Deficit for an economy class ticket in the same flight segment as the business class ticket you want, excluding Taxes and Other Charges. If you have the Centre charge an amount to your Card to cover the Points Deficit for an Airline Travel Reward and you are advised that the Aventura Travel Reward is refundable, then, in the event of a refund, the amount previously charged to your Card will not be refunded to your Credit Card Account and instead you will receive Aventura Points equal to the Points Deficit

Protecting your card

Visa’s Zero Liability Policy

Should someone steal your card, your card number, or other card details, you will not be held responsible for fraudulent purchases processed through the Visa network as long as you meet your obligations and use care to protect your card and PIN.

CIBC is committed to upholding the Visa Zero Liability policy, which sets the standard for what you can expect when you do business with us. To learn more, visit Visa Purchase Protection Opens in a new window..

Fraud alerts

We monitor fraud trends and typical debit and credit card activity. When we detect various factors that indicate a transaction may be fraudulent, we’ll notify you by text, email or phone to authenticate the transaction. To learn more, visit Fraud alerts.

Digital Disputes Platform

Have a transaction you don’t recognize? Contact us about it immediately by submitting a digital dispute. Simply sign on to your online or mobile banking, select the transaction you don’t recognize, select “Report an issue” and follow the instructions to submit your dispute.

Valuable insurance included with your card^ⓘ

Flight Delay and Baggage Insurance

Purchase Security and Extended Protection Insurance

Car Rental Collision and Loss Damage Insurance

$500,000 Common Carrier Accident Insurance

Trip Cancellation and Trip Interruption Insurance

Insurance certificates for the Aventura Visa Card for Business (PDF, 500 KB) Opens in a new window.

To view the Statutory Conditions that apply to certain insurance coverages, please visit https://cibc.client.insure Opens a new window..

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1.5 MB) Opens in a new window.

Optional insurance for your card

CIBC Travel Insurance^ⓘ

Purchase coverage for you, your spouse and dependants when travelling outside your province of residence.

Travel with confidence

Documents

Benefits Guide (PDF, 1.3 MB) Opens a new window.

CIBC Business Cardholder Agreement – Personal Liability (PDF, 135 KB) Opens in a new window.

CIBC Business Credit Card Summary of Annual Interest Rates and Fees (PDF, 105 KB) Opens in a new window.

Business Credit Card Privacy Disclosures, Terms and Conditions (PDF, 110 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 45 KB) Opens a new window.

Insurance provider notice (PDF, 40 KB) Opens a new window.

Aventura Rewards Program Terms & Conditions Opens in a new window.

CIBC Aventura Visa Card for Business

Ready to start earning travel rewards?

What you'll need to apply:

Required information and documents (PDF, 285 KB) Opens in a new window.

Apply now

Frequently asked questions

What can a business travel rewards credit card do for my company?

What are some additional benefits of a travel rewards business card?

What makes the CIBC Aventura Visa Card for Business more flexible than other business credit cards?

Contact us

Connect with a business banking expert on your schedule.

Call for questions about sales and products
1-866-992-7223

Call for questions about everyday banking
1-800-465-2422

Contact our Business Client Advice Centre

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What do you need to apply?

Fees and interest rates

Annual fee

Purchase interest rateⓘ

Cash interest rateⓘ

Annual fee

Purchase interest rateⓘ

Cash interest rateⓘ

Earn more Aventura travel points

Get the most from your CIBC Aventura rewards

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Play video: The new CIBC Aventura Rewards experience (1:45)

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Play video: How to earn points (1:46)

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Play video: How to shop with points (1:59)

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Play video: How to pay with points (2:00)

Your top Aventura card benefits

Flexible travel rewards

Beyond flights

Payment with pointsⓘ

What do you need to apply?

More to love about your business travel rewards credit card

Pool your points to redeem faster

Cover fees and taxes

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ

Where can you fly using Aventura Points?

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

Optional insurance for your card

Documents

Ready to start earning travel rewards?

Frequently asked questions

Contact us

Get the right credit card for your business

Purchase interest rate^ⓘ

Cash interest rate^ⓘ

Purchase interest rate^ⓘ

Cash interest rate^ⓘ

Payment with points^ⓘ

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip account^ⓘ

Valuable insurance included with your card^ⓘ