Introducing the CIBC National Franchise Program

Gain industry knowledge

Get expert advice

Enjoy personalized offers

CIBC Business Loans

Looking for financial assistance with capital expenditures such as acquisitions, leaseholds and equipment?

$1 million1

 7 to 10 years

CIBC Prime + 1%

Up to 12 months

Canada Small Business Financing Loan (CSBFL)

The Canada Small Business Financing Program can help you with starting or expanding a business2.

 7 to 10 years

CIBC Prime + 3%

As low as 25%

CIBC Business Lines of Credit

Find solutions for operating expenses and working capital requirements.


CIBC Prime + 1%

From $50 to $1503

CIBC Aventura® Visa* Card for Business Plus Learn about eligible credit cards. Opens a popup.

Any airline, every flight, every seat4 — with points that don’t expire5.


for purchases6


for cash6


first card7


Maximum of 15 cards per account

CIBC eDeposit™ for cash

Improve your cash flow by electronically depositing cash into your business account on your premises using a Brink’s8 CompuSafe®.

Choose from a variety of account options to deposit and withdraw cash throughout the day

Enjoy peace of mind with Brink’s secure cash pickup (at least once a week or when the safe capacity is reached)

Benefit from total cash deposit value reporting at the end of each day for your business account

CIBC Unlimited Business Operating Account®

A premium account with unlimited transactions, including Interac e-Transfer® transactions and a monthly fee waiver.

$0 or $65



(includes Interac e-Transfer transactions12)


in cash


in coin




CIBC Advanced Business Operating Account™

A superior value account with 100 transactions, including Interac e-Transfer® and a monthly fee waiver.

$0 or $35



(includes Interac e-Transfer service12


in cash


in coin



CIBC Everyday Business Operating Account®

A cost-effective account with the flexibility to reduce your monthly fee. Plus, get 30 transactions, including Interac e-Transfer transactions and a monthly fee waiver.

$0 or $25



(includes Interac e-Transfer service12


in cash


in coin



Ready to get started?

Additional services

Barista using a tablet

Global Payments

Baristas working at a coffee shop

Payroll services

Customers on a laptop at a coffee shop

Personal and wealth management for franchise owners

For borrowing needs over $1 million