Introducing the CIBC National Franchise Program

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Get expert advice

Enjoy personalized offers

CIBC Business Loans

Looking for financial assistance with capital expenditures such as acquisitions, leaseholds and equipment?



$1 million1


 7 to 10 years


CIBC Prime + 1%

Up to 12 months

Canada Small Business Financing Loan (CSBFL)

The Canada Small Business Financing Program can help you with starting or expanding a business2.





 7 to 10 years


CIBC Prime + 3%

As low as 25%

CIBC Business Lines of Credit

Find solutions for operating expenses and working capital requirements.



$10,0001


CIBC Prime + 1%

From $50 to $1503

CIBC Aventura® Visa* Card for Business Plus Learn about eligible credit cards. Opens a popup.

Earn Aventura® Points and redeem them for shopping and flights4 while enjoying the freedom to travel on any airline with no blackout periods and no restrictions5.


19.99%

for purchases6

22.99%

for cash6


$120

first card7

$50

Maximum of 15 cards per account

CIBC eDeposit™ for cash

Improve your cash flow by electronically depositing cash into your business account on your premises using a Brink’s8 CompuSafe®.


Choose from a variety of account options to deposit and withdraw cash throughout the day


Enjoy peace of mind with Brink’s secure cash pickup (at least once a week or when the safe capacity is reached)


Benefit from total cash deposit value reporting at the end of each day for your business account

CIBC Unlimited Business Operating Account®

A premium account with unlimited transactions, including Interac e-Transfer® transactions and a monthly fee waiver.


$0 or $65


$45,000


Unlimited

(includes Interac e-Transfer transactions12)


$15,000

in cash

$1,000

in coin

100

cheques

FEATURED ACCOUNT

CIBC Advanced Business Operating Account™

A superior value account with 100 transactions, including Interac e-Transfer® and a monthly fee waiver.


$0 or $35


$35,000


100

(includes Interac e-Transfer service12


$5,000

in cash

$500

in coin

50

cheques

CIBC Everyday Business Operating Account®

A cost-effective account with the flexibility to reduce your monthly fee. Plus, get 30 transactions, including Interac e-Transfer transactions and a monthly fee waiver.


$0 or $25


$15,000


30

(includes Interac e-Transfer service12


$3,000

in cash

$300

in coin

25

cheques

Ready to get started?

Additional services

Barista using a tablet

Global Payments

Offer convenience to your customers by providing them with multiple ways to pay by accepting payments across multiple channels to increase sales opportunities14.

Learn more

Baristas working at a coffee shop

Payroll services

Use Ceridian Powerpay Plus® to automate the payroll process so that you can add valuable time back to your day15.

Learn more

Customers on a laptop at a coffee shop

Personal and wealth management for franchise owners

Franchises need more than a one-size-fits-all approach to banking. CIBC brings multiple banking platforms to the franchise systems to ensure expertise and solutions are tailored to your unique needs.

Learn moreOpens a new window in your browser.

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Two people in a meeting

For borrowing needs over $1 million