At CIBC, we have been involved in the franchise industry and franchise financing for a quarter century. Our dedicated National Franchising Services Team works with many of Canada’s most successful franchise systems providing expertise and financial services and solutions to help franchisors and their franchisees succeed.
Whether you are a franchisor seeking to expand your business, or a current franchisee seeking capital to grow your business, your CIBC relationship manager, working with the National Franchising Services Team, will supply you with expert advice and customized financial solutions to help you meet your business and personal financial goals.
Talk to the Experts in Franchise Banking
CIBC National Franchising Services works with experienced relationship managers across Canada and will work with you to determine the best banking solutions for your business and personal needs.
Reach your financial goals
From our full range of banking services and solutions tailored to franchisors and their franchisees, we can help you choose the right banking solutions to meet your business’ financial goals. Talk to CIBC National Franchising Services to find out how we can help your business.
Specialized financial solutions for franchise systems
Cash management services
CIBC offers franchisors and their franchisees a simple banking solution designed to save time and money by simplifying administration, payments, and collections while effectively managing daily banking activity for all accounts.
CIBC’s Cash Management program offers everyday banking benefits for businesses with low or high transaction volumes. Through our Cash Management Online “CMO” platform, CIBC offers a suite of electronic products and services that can assist franchisors and their franchisees with:
Minimizing transaction and operating banking fees;
Managing collections, disbursements, and bill payments;
Accessing balances and transaction reporting online;
Accessing a secure platform that allows for multiple levels of authority to validate and approve transactions; and
Industry leading technology to improve transaction efficiencies.
CIBC Business Operating Account™
Handle the day-to-day operation of your business, with a range of flexible account options and access your account information anytime with quick and easy-to-use Mobile Banking services, including Online Banking through CMO and Telephone Banking to stay on top of your finances.
Whether you need financing to help with the day-to-day expenses, want to expand your number of franchise locations, or make improvements to existing franchise operations, CIBC offers a range of franchise lending products tailored to your needs.
CIBC Franchise Operating Loan
For all of your day-to-day franchise operating expenses, a CIBC Franchise Operating Loan can help you manage your cash flow. Enjoy the convenience of a revolving line of credit along with the protection of an overdraft limit.
CIBC Franchise Term Loan
Whether your franchise is growing through newly built locations, acquisitions or you want to upgrade your existing locations via leasehold improvements and new equipment, a CIBC Franchise Term Loan could be right for you. We can lend you the money you need with flexible repayment terms available over a maximum 10-year period.
CIBC Business Plus Credit Cards
CIBC Business Plus Visa Cards give franchise businesses the flexibility, convenience and control to manage their business and employee expenses, with credit offered based on the financials of the business. No matter where in the world their business takes them, clients will have access to the service and support they need and the peace of mind that comes with our comprehensive suite of security and control features.
Personal Banking and Wealth Management Franchise Owners
Through CIBC’s various wealth management channels, as a franchise owner, you will have access to the personalized service of one professional financial advisor and their team. This single point of contact will help you with all your financial planning and banking needs by:
Taking care of your finances today;
Building a solid plan for the future; and
Adjusting that plan should priorities change.
CIBC Group Banking Plan for Franchise Employees
The CIBC Group Banking Plan is a comprehensive suite of financial products and services, offered at preferred pricing, for franchise employees. The plan is offered at no cost to the franchise clients and assists with employee attraction and retention.
A dedicated National Franchising Services Team with highly specialized expertise supported by experienced local relationship managers who service many of Canada’s most successful franchise systems.
The ability to offer an integrated franchisor–franchisee coverage model, providing value to our franchise clients by assisting them with short-term liquidity and longer term capital to operate and grow their franchise business.
A client-centric focus, with the objective of accelerating profitable revenue growth for our clients and enhancing the client experience.
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