Introducing the Dental Professionals Solution

Borrow with confidence

Enjoy exclusive rates

Get personalized advice

Borrowing

Need access to cash for everyday expenses? 


CIBC Prime1 - 0.25%

for secured and unsecured borrowing


Talk to an advisor to find out how you can qualify for this special offer.

CIBC Smart™ Plus Account

Keep it simple with an all-in-one banking account.


Unlimited

(includes Interac e-Transfer® service, ATM withdrawals3, money orders, drafts and stop payments4)


$0 or $29.95

Pay no monthly fee when you keep a minimum daily balance of $6,000 or $100,000 in savings and investments.


Assets in CIBC Personal Portfolio Services, CIBC Smart Investment Solutions and CIBC Premium Edge count towards your minimum daily balance.

CIBC Aventura® Visa Infinite* Card


Earn up to 35,000 Aventura Points — that’s up to $800 towards your next flight. Plus, enjoy extra perks including access to over 1,200 airport lounges and a NEXUS application rebate.


Included

with your CIBC Smart™ Plus Account


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$120

The primary cardholder’s fee is rebated for the first year and each additional card is rebated $50 (for up to 3 authorized users).8

Fixed and variable rate mortgages

Limited time offer

Get up to $2,500 cash back when you switch your mortgage to CIBCor when you buy your first home††.


Expert advice and great rates


If you’re a new dentist, you can qualify for this offer based on your future earnings.

CIBC Home Power Plan®

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.


CIBC Prime1 - 0.25%

for line of credit


Manage your mortgage and line of credit under one plan

Use the value of your home to borrow money

Access your line of credit at anytime

Only pay interest on the amount you use

Business Operating Account for Dentists

Running a practice can be expensive — your bank fees shouldn’t be.


Unlimited


$0

(with no minimum balance required)

Borrowing

Looking to buy in, buy out, remodel, expand or market a practice?


CIBC Prime1 - 0.25%

for secured and unsecured borrowing
(for up to $1 million)


Interest-only payments

on secured and unsecured borrowing
(for up to 24 months) 


100% financing

for practice purchase price, startup or dental equipment


Talk to an advisor to find out how you can qualify for these special offers.

Business Plus Credit Cards

  

For a limited time, earn up to 35,000 Aventura Points◇◇ or Aeroplan Miles◇◇ 

 


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$120

For a limited time, save the annual fee with an ongoing rebate◇◇


Managed Investments

CIBC Personal Portfolio Services®, 10

This portfolio is for investors who want personalized advice and to have their investments managed by a leading group of experts.


Includes

CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Leave it to the experts

Investment managers monitor your portfolio and make adjustments to reflect current market conditions.


CIBC Smart Investment Solutions11

This portfolio is for investors who want to mix active and passive investments. Get access to modern investing solutions such as lower cost ETFs.


Includes

CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Find the right fit

Whether you're an income-, balance- or growth-oriented investor, we have a portfolio for you.

DO-IT-YOURSELF INVESTING

CIBC Premium Edge12

Get $1 million eligibility threshold lowered to $500,000 in household assets for dentists.


Includes

Trading equities, ETFs, options, mutual funds and more with our award-winning online investing platform

A dedicated relationship manager and customized reporting


Flat-fee pricing

$6.95 per online equity trade

with no minimum trades or account balance

Active trader pricing

$4.95 per ETF trade

$4.95 plus $1.25 per option trade

(eligible if you make more than 150 trades per quarter)

These investment assets can help you get a CIBC Smart™ Plus Account fee rebate5.

Ready to get started?

  

Additional services

Dentist and patient in an office

CIBC Advanced Business Operating Account™

Already operating a mature practice? Get a CIBC Advanced Business Operating Account. This account allows you to send 100 free Interac e-Transfer® transactions13, deposit up to $5,000 cash, $500 in coins and 50 cheques each month at no extra cost to you14.

Learn moreabout CIBC’s Advanced Business Operating Account

Smiling dentist

CIBC SmartBanking™ for Business

Manage your practice more efficiently with CIBC SmartBanking™ for Business. It’s a dynamic digital solution that integrates business banking capabilities with industry-leading third-party services to help you make quick, informed decisions.

Learn moreabout CIBC SmartBanking for Business.

Two people shaking hands

Global Payments Solution

We can help you set up Global Payments, a seamless solution that’ll allow you to get debit and credit payments from your patients easily15.

Save up to $650 when you sign up for merchant services from Global Payments.

Learn moreabout Global Payments    

Two graduates hugging

Banking for dental students

Studying to become a dentist? We have a comprehensive banking bundle just for dental students. Start saving more today.

Learn moreabout banking for dental students

Dentists examining an x-ray
Dentists examining an x-ray

Talk to an advisor to get started