Introducing the Dental Professionals Solution

Borrow with confidence

Enjoy exclusive rates

Get personalized advice

Borrowing

Need access to cash for everyday expenses? 


CIBC Prime1 - 0.25%

for secured and unsecured borrowing


Talk to an advisor to find out how you can qualify for this special offer.

CIBC eAdvantage® Savings Account

Earn a bonus interest rate of 1.5% when you open your first CIBC eAdvantage Savings Account.


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$5.00 each


$0


Dentists can maximize short-term savings with a high interest rate on every dollar saved.

CIBC Aventura® Visa Infinite* Card


Earn up to 20,000 Aventura Points. Plus, get a first-year annual fee rebate.


Included

with your CIBC Smart™ Plus Account


19.99% for purchases4
22.99% for cash4


$120

The primary cardholder’s fee is rebated for the first year and each additional card is rebated $50 (for up to 3 authorized users).6

Fixed and variable rate mortgages

Limited time offer

Get up to $3,000 cash back when you switch your mortgage to CIBC or when you buy a home.††


Access to exclusive rates and expert advice


If you’re a new dentist, you can qualify for this offer based on your future earnings.

Have a CIBC mortgage advisor visit you at work or home.

Find a mortgage advisor todayOpens a news window in your browser.

CIBC Home Power Plan®

Combine a mortgage with a home equity line of credit to enjoy ongoing access to funds at a low interest rate.


CIBC Prime1 - 0.25%

for line of credit


Manage your mortgage and line of credit under one plan

Use the value of your home to borrow money

Access your line of credit at anytime

Only pay interest on the amount you use

Business Operating Account for Dentists

Running a practice can be expensive — your bank fees shouldn’t be.


Unlimited


$0

(with no minimum balance required)

Borrowing

Looking to buy in, buy out, remodel, expand or market a practice?


CIBC Prime1 - 0.25%

for secured and unsecured borrowing
(for up to $1 million)


Interest-only payments

on secured and unsecured borrowing
(for up to 24 months) 


100% financing

for practice purchase price, startup or dental equipment


Talk to an advisor to find out how you can qualify for these special offers.

Business Plus Credit Cards

  

For a limited time, earn up to 35,000 bonus Aventura Points or Aeroplan Miles◊◊

 


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RDS%rate[2].VWIAG.rate(null,null,3,null)(#R#)% for cash6


$120

For a limited time, save the annual fee with a continuous rebate◊◊


Managed Investments

CIBC Personal Portfolio Services®, 10

This portfolio is for investors who want personalized advice and to have their investments managed by a leading group of experts.


Includes

CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Leave it to the experts

Investment managers monitor your portfolio and make adjustments to reflect current market conditions.


CIBC Smart Investment Solutions11

This portfolio is for investors who want to mix active and passive investments. Get access to modern investing solutions such as lower cost ETFs.


Includes

CIBC employee pricing

0.5% discount

off ongoing account-level management fees for investments for you and your spouse

Find the right fit

Whether you're an income-, balance- or growth-oriented investor, we have a portfolio for you.

DO-IT-YOURSELF INVESTING

CIBC Premium Edge10

Get $1 million eligibility threshold lowered to $500,000 in household assets for dentists.


Includes

Trading equities, ETFs, options, mutual funds and more with our award-winning online investing platform

A dedicated relationship manager and customized reporting


Flat-fee pricing

$4.95 per online equity trade

with no minimum trades or account balance

These investment assets can help you get a CIBC Smart™ Plus Account fee rebate5.

If you require financial assistance during these uncertain times, there are relief measures in place to support you:

Business borrowing

Potential payment deferrals on business term loans, lines of credit, business credit cards or authorized overdraft are available. You may also be able to extend the amortization term of your business loan.

GICs

Funds held in non-registered GICs may be eligible for early withdrawal.

Canada Emergency Business Account (CEBA)

Eligible businesses may be eligible for a $40,000 interest-free loan, which also features a $10,000 complete forgiveness benefit if repaid by December 31, 2022. For eligibility details and to apply, please visit cibc.com/CEBA.

Ready to get started?

  

Additional services

Dentist and patient in an office

CIBC Advanced Business Operating Account™

As the COVID-19 situation continues to evolve, we want you to know that we have plans in place to be here for you and your practice. We’re here to help physicians experiencing financial hardship.

Learn more about how we can help

Smiling dentist

CIBC Pace It™

Need to replace old appliances, start home renovations or deal with unexpected costs? Manage your cash flow and get the things you need, now. With CIBC Pace It you can pay off eligible large credit card purchases with Installment Plans at lower interest rates. Convert your eligible purchases online. 

Learn more about CIBC Pace It

Two people shaking hands

Switch your mortgage to CIBC and get up to $3,000 in cash back.††

Moving your mortgage is fast and easy. A CIBC Mortgage Advisor can help you find a mortgage that meets your needs at a competitive rate.
Start by requesting a call with us. We’ll help you get the right mortgage for you, remotely.
And once you’ve chosen your mortgage, we’ll take care of the rest.

Learn more about our cash back offer

Two graduates hugging

Banking for dental students

Studying to become a dentist? We have a comprehensive banking bundle just for dental students. Start saving more today.

Learn moreabout banking for dental students