Your high interest account features

Save without the effort. Set yourself up for the future with an account that makes it easier to save more every day.

Earn regular interest on every dollar
Enjoy a competitive rate1 and free transfers between your accounts.

Review current interest rates

Get rewarded for savingGet additional Smart Interest when you save $200 or more in any month. Limits apply.2   Learn about Smart Interest. Opens in a dialog.

Automate your savings
Set up automatic transfers with AutoSave so you can grow your savings without even thinking about it.

What is a high interest savings account?

Open an eAdvantage Savings Account online

How your savings accelerate over time

Get closer to your goals with savings that continue to grow.

Account balance over 5 years

Your initial account balance:

Your monthly savings contribution:

Your savings growth value after 5 years: 

For illustrative purposes only and does not include the impact of taxes. Calculation includes Regular Interest1 and Smart Interest2 based on current rates. Rates may change at any time without prior notice.

Graph showing the account balance growth over 5 years. Final balance: $17,600.

How the eAdvantage Savings Account makes saving easier

Rates and fees

RDS%rate[3].CESA.Published(null,0.0_-_9999.99_CAD_Balance,1,1)(#O2#)% to RDS%rate[3].CESA.Published(null,500000.0_and over_0.0_CAD_Balance,1,1)(#O2#)%

Review current interest rates

Earned on all balances

Tiered regular interest with rates that increase as your savings grow.

Smart Interest rate2

RDS%rate[3].CESA.Published(null,0.0_-_200000.0_CAD_Smart Int,1,1)(#O2#)%

Earned on balances up to $200,000 when you save $200 or more in any month. Limits apply.

Monthly fee



$5.00 each

How do I qualify?

CIBC eAdvantage Savings Account:

How can I save on fees?

  • Avoid transaction fees by transferring to an account with transactions included. Learn more about CIBC chequing accounts
  • Transfer money for free between your CIBC personal bank accounts anywhere you bank with CIBC.

 New feature

Get digital access within minutes7

Don’t wait. Apply online and access your bank account instantly so you can transfer funds, start saving and more from day one8

Saving more is easy

Reach your savings goals sooner

Learn how to make transfers

Bank your way

Find a CIBC branch or ATM Opens in a new window.

Get expert advice

Learn about our expert advice

Deposit cheques in a snap

Learn about CIBC eDeposit®

Get an alert before you’re overdrawn

How to

Save on bank account fees

Find the right product and learn how to reduce your everyday banking fees.

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Plan for retirement

It's never too early to start planning and saving so you can retire comfortably.

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How to

Transfer your money

Set up recurring transfers between your accounts to meet your savings goals faster.

Your eAdvantage Savings Account questions answered

Understanding your high interest savings account

Earning Smart Interest on your account