Smart Interest is a bonus interest rewarded when you save $200 or more in a month (not including interest earned). You can get this bonus interest in addition to Regular Interest on your CIBC eAdvantage Savings Account.
You’ll get Smart Interest on your total account balances, up to $200,000. If you have more than one CIBC eAdvantage Savings Account with the same account holder(s), you'll get Smart Interest when you save $200 across all of those accounts. Only one account will be designated to receive Smart Interest.