An easy way to manage your U.S. money

  • Deposit or withdraw U.S. funds without converting currencies
  • Withdraw U.S funds from any banking centre or CIBC U.S. currency bank machine
  • Transfer funds to other accounts at any CIBC Banking Centre or through CIBC Online Banking®
  • Write US dollar cheques1 to pay for purchases in Canada and the U.S.
  • Earn interest on every dollar you save2

Earn interest

When your balance is:

You earn an interest rate of:

Up to $2,999.99

RDS%rate[3].CUPA.rate(null,0.0_up to_2999.99_CAD_Balance,1,1)(#R#)%

$3,000 to $9,999.99


$10,000 to $24,999.99


$25,000 to $59,999.99


$60,000 and over

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Monthly fees



  • Cheques
  • Withdrawals (including ATM)
  • Transfers
  • Pre-authorized payments
  • Bill payments
  • Debit purchases


$0.75 US

Sending money through Interac e-Transfer®


Receiving money through Interac e-Transfer


Non-CIBC bank machine withdrawal


Account inquiries


Paperless record keeping1


Bank anywhere, anytime, on any device

More on mobile

Take a picture and deposit a cheque. Use your phone to pay for coffee. Connect to your Apple Watch™. Our award-winning mobile banking apps do all this and more.

Performance online

Track your spending, pay bills, transfer money — even set a savings goal for the future. CIBC Online Banking has it all. And we’ve got the awards to prove it.

ATMs are nearby

We’ve got cash. Even U.S. cash. With almost 4,000 bank machines across Canada, you’re sure to find an ATM close to you.

Make it personal

Bank evenings and weekends at many of our 1,100 and more banking centres, or chat with an agent online. If you need to talk money, our advisors are available. Find a banking centre nearby.

More ways to save

This CIBC U.S. Dollar Visa™ Card offers:

  • Regular access to credit with billing in U.S. funds
  • Savings on foreign exchange conversions when paying your U.S. dollar Visa bill in U.S. funds
  • Simplified small business transactions in the U.S.

Learn more

More ways to save if you’re over 65

The CIBC Smart® for Seniors offers:

  • 2 free transactions1 on the CIBC US$ Personal Account
  • Free bank drafts and money orders
  • $5 off the annual rental fee for a safety deposit box (any size, subject to availability)

Learn more