CIBC Bonus Rate GIC1


12-month term

  • Choose from a variety of terms
  • Guaranteed principal and interest

CIBC Variable Rate GIC2


1-year term

CIBC Prime Rate:



  • Earn more when the CIBC Prime Rate goes up
  • Cash out when you want
  • Guaranteed principal and interest

CIBC Flexible GIC


1-year term

  • Access your money at any time
  • Minimum investment of $1,000
  • Guaranteed principal and interest

GIC interest rates shown below are prevailing rates. Prevailing rates are also referred to as posted rates. 

Rates shown are calculated on an annual basis and are for the annual interest and at-maturity interest payment options.  Rates may change at any time without prior notice. For GICs with different interest payment options, call us at 1-866-525-8622 Opens your phone app..

Rates as of RDS%SYSTEM_DATE(#M# #d#, #Y#)%