Special Offer GIC

To apply

The CIBC Special Offer GIC allows you to earn a premium interest rate above our regular GIC rates. The rate is fixed, adding security and predictability to your portfolio.


  • Non-redeemable

Minimum investment

  • $1,000

Terms available

Access to funds

  • At maturity only


  • For terms of more than 12 months, interest is paid semi-annually, annually or at maturity

Looking for a personal GIC? Learn more about the CIBC Special Offer GIC for personal savings.

Is this GIC right for your business?

The CIBC Special Offer GIC could be right for your business if any of the following apply:

  • You seek a premium rate for a non-redeemable GIC on selected terms offered on a time-limited basis
  • You value the stability and security of a fixed-term investment
  • You want to put funds aside to meet future goals such as a major purchase
  • You will not need access to your money prior to the GIC's maturity

Useful information:

  • Principal and interest can be automatically renewed or deposited into your bank account.
  • For terms of 1 year or more, simple interest is paid when you select the monthly, quarterly, semi-annual or annual interest payment option; or, compound interest is calculated annually and paid at maturity.

Know how to Start Strong

 Kick-start your new business with planning ideas and expert guidance from the CIBC Start Strong Program for Business.

Learn moreabout the CIBC Start Strong Program for Business

Interested in a CIBC Special Offer GIC?

Visit your local CIBC Banking CentreOpens a new window in your browser, talk to your CIBC Business Advisor or call 1-866-992-7223.