CIBC T-Bill Rate GIC

CIBC T-Bill Rate GIC makes the most of your investment in the short term, with principal and interest guaranteed. Deposit your money with us for 90 to 100 days, and earn interest at a fixed rate which is higher than our regular 90-day GIC rate.


  • Non-redeemable

Minimum investment

  • $25,000 (up to $200,000)

Terms available

  • 90 to 100 days

Access to funds

  • At maturity only


  • Simple interest is paid at maturity only

Is this GIC right for your business?

The CIBC T-Bill Rate GIC could be right for your business if any of the following apply:

  • You need to park your money for a short time, perhaps before making a major purchase or investment decision
  • You want a secure investment with guaranteed returns
  • You know you will not need access to your money before the GIC matures

Useful information:

  • This GIC is issued by CIBC and qualifies as collateral for loans

Know how to Start Strong

Kick-start your new business with  planning ideas and expert guidance from the CIBC Start Strong Program for Business.

Learn more

Interested in a CIBC T-Bill Rate GIC?

Visit your local CIBC Banking Centre and talk to a business advisor.

Contact us

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