Agreements and disclosures

Please read the following agreements and disclosures. They provide important information concerning your relationship with CIBC Investor Services Inc. and CIBC Securities Inc.

CIBC Investment Account Information and Disclosures (SI) (PDF, 88.1 MB) Opens a new window.
CIBC Investment Account Information and Disclosures (SI) — effective September 8, 2026 (PDF, 1.4 MB) Opens a new window.
CIBC Investment Account Information and Disclosures (ISI) (PDF, 64.5 MB) Opens a new window.
CIBC Investment Account Information and Disclosures (ISI) — effective September 8, 2026 (PDF, 1.8 MB) Opens a new window.
FHSA Declaration of Trust (SI/ISI) (PDF, 150 KB) Opens a new window.
CIBC Investment Disability Savings Plan Declaration of Trust (SI) (PDF, 275 KB) Opens a new window.
CIBC Investment Disability Savings Plan Declaration of Trust (ISI) (PDF, 560 KB) Opens a new window.
RESP Individual Trust Agreement (SI) (PDF, 460 KB) Opens a new window.
RESP Individual Trust Agreement (ISI) (PDF, 460 KB) Opens a new window.
RESP Family Trust Agreement (SI) (PDF, 470 KB) Opens a new window.
RESP Family Trust Agreement (ISI) (PDF, 490 KB) Opens a new window.
RSP Declaration of Trust(SI/ISI) (PDF, 540 KB) Opens a new window.
RIF Declaration of Trust (SI/ISI) (PDF, 545 KB) Opens a new window.
TFSA Declaration of Trust (SI/ISI) (PDF, 520 KB) Opens a new window.
CIBC Savings Terms and Conditions (PDF, 100 KB) Opens a new window.
Terms and Disclosure for Deposit Investments for products purchased on or after April 20, 2026 (PDF, 215 KB) Opens a new window.
Terms and Disclosure for Deposit Investments for products purchased before April 20, 2026 (PDF, 60 KB) Opens a new window.
Electronic Access Agreement (SI/ISI) (PDF, 105 KB) Opens a new window.
Relationships with Related and Connected Issuers Disclosures (SI/ISI) (PDF, 90 KB) Opens a new window.

Understand your Investor rights

To understand your rights as an investor, read the Canadian Investment Regulatory Organization (CIRO) and Canadian Investor Protection Fund (CIPF) brochures.

For information about the service of legal demands, family support orders and provisions, and Canada Revenue Agency demands in Canada, contact one of our designated offices.

View a list of designated offices

Copyright

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CIBC grants to you limited permission to display on your computer, print, download and use the information found in the pages of this website for non-commercial, personal or educational purposes only, provided that you do not modify any such content.