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Apply now   for the CIBC Adapta Mastercard. Opens a new window.

Minimum annual household income of $15,000 is required to qualify for the CIBC Adapta Mastercard.

Minimum $50,000 individual annual income or $80,000 household annual income is required to qualify for the CIBC Adapta World Mastercard®.

How do Adapta pointsⓘ work?

1.5 Adapta points

Top 3 spend categories this month

1 Adapta point

All other purchases

What are the spend categories?

What are Adapta points worth?

Calculate your Adapta pointsⓘ

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Get the most from your Adapta points

Your top Adapta Mastercard benefits

Roadside assistance for primary cardholdersⓘ 

Offered by Dominion Automobile Association (DAA), you’ll get access to services such as towing, battery boosting, gas delivery and much more. For full details refer to the Auto Club Handbook (PDF, 170 KB) Opens a new window.. If you need service call 1-855-203-1841 Opens your phone app..

Save up to 10 cents per litre on gas

Get a discount every time you fill up at participating gas stations when you link your Adapta Mastercard with Journie Rewards™.

Unique card design

The cutting-edge design, featuring a convenient notch, allows you to easily distinguish this card from others in your wallet and helps you know which direction to hold it for tapping to pay.

Apply now   for the CIBC Adapta Mastercard. Opens a new window.

More to love about the CIBC Adapta Mastercard

Pay at your own paceⓘ

Some purchases can't wait. CIBC Pace It™ helps manage your finances with Installment Plans on your credit card at lower interest rates. Start paying at a pace you choose.ⓘ

Learn more about Pace It installment plans.

Shop with your pointsⓘ

Redeem your Adapta points to pay for purchases before the bill arrives by shopping with points.ⓘ Or use your Adapta points to help pay down your credit card balance.ⓘ

Learn more about how to use your Adapta points.

Even more offers

You may qualify for the CIBC Adapta World Mastercard, which has the same fees and rates, but also includes experiences available only to World Mastercard cardholders.

Learn more About the World Mastercard benefits. Opens a new window.

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ

Plus, enjoy exclusive savings and rewards with your Skip+ membership.ⓘ

Learn more about our partnership with Skip.

Security and insurance benefits

Protect your card purchases

Insurance benefits

Security features

Documents

Cardholder Agreement (PDF, 140 KB) Opens a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 130 KB) Opens a new window.

Adapta Program Terms (PDF, 170 KB) Opens a new window.

Auto Club Handbook (PDF, 170 KB) Opens a new window.

CIBC Adapta Mastercard

Ready to earn more where you spend the most?

Applying takes about 5 minutes, and you'll get a response in as little as 60 seconds.ⓘ

Apply now   for the CIBC Adapta Mastercard. Opens a new window.

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Get started

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