Save on everyday purchases

Earn 2% cash back on groceries, and up to 1% on everything else.1, 2

Redeem when you want

Get your cash back anytime through CIBC Online and Mobile Banking®.2

Enjoy extra protection on new purchases

Double the manufacturer's original warranty, up to one year on eligible purchases.3

Annual fee
Each additional card (up to 3): $0

Interest rate
RDS%rate[2].VSDIV.Published(null,null,6,null)(#O2#)% for purchases4
RDS%rate[2].VSDIV.Published(null,null,3,null)(#O2#)% for cash (or RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)% for Quebec residents)4, 5

Minimum annual income
$15,000 household

Earn more cash back1

2% cash back

on groceries.1

1% cash back

on gas, transportation, dining and recurring payments.1

Want to save even more on gas? Get up to 10 cents off per litre at participating gas stations with Journie Rewards.

0.5% cash back

on everything else.1

No limit on the total cash back you can earn.1

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

More to love about this card

Fuel up for less

Save up to 10 cents per litre at Chevron, Ultramar and Pioneer gas stations when you link your card with Journie Rewards.

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Send money abroad

Get 0.125% cash back for every $1 spent on a CIBC Global Money Transfer™.†, 7 There are no transaction fees and you won’t be charged interest, as long as you pay your balance by the payment due date.8

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CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn more about CIBC Pace It.

Valuable insurance included with your card3

$100,000 Common Carrier Accident Insurance
Purchase Security & Extended Protection Insurance

CIBC Dividend Visa Card

Ready to earn as you shop?