2% cash back on grocery store purchases

Get up to 1% cash back on everything else1

Earn maximum rewards

No limit on the total cash back you can earn2

Extra protection on new purchases

Double the manufacturer's original warranty up to one year on most of your purchases3

Annual fee
Each additional card (up to 3): $0

Interest rate
RDSRDS%rate[2].VSDIV.rate(null,null,6,null)(#R#)% for purchases4
RDSRDS%rate[2].VSDIV.rate(null,null,3,null)(#R#)% for cash4,5

Minimum annual income
$15,000 household

It’s simple. Get cash back just for using your card.

2% cash back

on your first $6,000 in net annual grocery purchases1

0.5% cash back

on your first $6,000 in all other annual purchases1

1% cash back

on all other annual purchases over $6,0001

Calculate your cash back potential2

This tool is currently unavailable. Please see Overview and Advice.

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CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn moreabout CIBC Pace It.

Valuable insurance included with your card3

$100,000 Common Carrier Accident Insurance

Purchase Security and Extended Protection Insurance

Optional insurance for your card

CIBC Emergency Travel Medical Insurance7

CIBC Payment Protector™ Insurance for Credit Cards8