Special offer: Get $60 when you open a CIBC Smart for Students account.Learn moreabout the student banking offer..

Earn up to 5,000 bonus Aventura Points

Earn 500 points for completing each of these 5 activitiesOpens in a new window. within 60 days of being approved. Earn another 2,500 points when you make your first purchase.

Aventura Travel Assistant1

Access personalized travel booking and trip planning with no booking fees

Extra protection on new purchases

90-day protection with Purchase Security Insurance2 if your new purchase is stolen or breaks


Annual fee
$0
Each additional card (up to 3): $0

Interest rate
RDS%rate[2].VSAVC.rate(null,null,6,null)(#R#)% for purchases3
RDS%rate[2].VSAVC.rate(null,null,3,null)(#R#)% for cash3

No minimum income requirement
$0

Minimum credit limit
$1,000

SPC logo.

Get a free SPC membership with this credit card

Your free SPC membership provides exclusive access to SPC+. Get better discounts, special experiences and more. Save instantly when you shop over 450 deals in-store and online. Pay no membership fee as a CIBC client with an eligible student product.

Learn moreabout this offer.

Experience more of the world with our most flexible travel rewards program4

1 point

for every $1 spent at gas stations, grocery stores and drugstores5

1 point

for every $1 spent on travel purchased through the CIBC Rewards CentreOpens in a new window..6

1 point

for every $2 spent using your card7

Calculate how many Aventura Points you could be earning

Use the sliders to estimate your monthly credit card spending.12

This tool is currently unavailable. Please see Overview and Advice.

Where can you fly using Aventura Points?

Plane taking off into the sky

Visit the CIBC Rewards CentreOpens in a new window. to learn how to turn your points into rewards8.

More to love about this card

Plane takes off into the air
Truly flexible travel
Fly any airline with points that don’t expire9
Person holds passport and airplane tickets
Use points for more
Redeem Aventura Points to cover full airfare including taxes and fees8
Person searches for vacation locations on tablet
Flights and beyond
Visit the  CIBC Rewards CentreOpens in a new window. to redeem your points for hotel stays, vacation packages, cruises, merchandise, gift cards and one-of-a-kind activities
Girl uses tablet while holding credit card
Reach financial goals faster
Use your Aventura Points to help pay down your credit card balance or contribute them to select financial products10
Woman sits on bed looking at a laptop

CIBC Pace It™

Some purchases can’t wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose. ††

Learn moreabout CIBC Pace It.

Valuable insurance included with your card2

Auto Rental Collision and Loss Damage  Insurance
$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

Optional insurance for your card

Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards11

Get more out of student life


Student Life Network Full Ride Contest

You could win $35,000◊◊ for tuition

How to enter:

Step 1

Get a new CIBC student bank account, credit card or line of credit

You have until December 31, 2020.

Graduation cap, credit card, and debit card

Step 2

Join Student Life NetworkOpens a new window in your browser

Already a member? Just remember to open your new CIBC bank account, credit card, or line of credit before December 31, 2020 to enter the contest.

Student Life Network logo

You’ll be automatically entered for a chance to win $35,000. On January 8, 2021, a winner will be picked from active SLN membersOpens a new window in your browser.

No purchase necessary. Review the full Contest Rules (PDF, 60 KB) Opens a new window in your browser..