No annual fee

Extra protection on new purchases1

90-day protection with purchase security insurance if your new purchase is stolen or breaks

Passenger protection1

Get accident coverage with Common Carrier Accident Insurance

Minimum annual income
$15,000 household

Interest rate

RDS%rate[2].VSREG.Published(null,null,6,null)(#R#)% for purchases2 and

RDS%rate[2].VSREG.Published(null,null,3,null)(#R#)% (or RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)% for Quebec residents) for cash2

Each additional card (up to 3)


More to love about this card

Fuel up for less, with up to 10 cents off per litre

Send money abroad


CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn more about CIBC Pace It.

Valuable insurance included with your card1

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

Optional insurance for your card

CIBC Emergency Travel Medical Insurance 3
Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards4

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