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$0
No annual fee
Extra protection on new purchases1
90-day protection with purchase security insurance if your new purchase is stolen or breaks
Passenger protection1
Get accident coverage with Common Carrier Accident Insurance
Minimum annual income
$15,000 household
Interest rate
RDS%rate[2].VSREG.Published(null,null,6,null)(#R#)% (20.99% effective the first day of your October 2021 statement period) for purchases2
RDS%rate[2].VSREG.Published(null,null,3,null)(#R#)% for cash (or RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)% for Quebec residents)2
Each additional card (up to 3)
$0
More to love about this card
Send money abroad
There are no transaction fees when you send a CIBC Global Money Transfer™, 6. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.7
CIBC Pace It™
Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.†
Valuable insurance included with your card1
Optional insurance for your card
Ready to shop with confidence?
Applying takes about 5 minutes, and you’ll get a response in as little as 60 seconds5.
Get started
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