CIBC Classic Visa Card.

Get Purchase Security and Extended Protectionⓘ

Apply now
   for the CIBC Classic Card. Opens in a new window.

$15,000 minimum annual household income

Fees and interest rates

Annual fee

$0

$0 

Purchase interest rateⓘ 

RDS%rate[2].VSREG.Published(null,null,6,null)(#O2#)% (effective the first day of your 2025 August statement period: 21.99%)

Cash interest rateⓘ 

RDS%rate[2].VSREG.Published(null,null,3,null)(#O2#)%
non-Quebec residents

 

RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)%
Quebec residents

 

Your top card benefits

Fuel up for less, with up to 10 cents off per litreⓘ 

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, ⓘ. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.ⓘ

Extra protection on new purchasesⓘ 

90-day protection with purchase security insurance if your new purchase is stolen or breaks.

Apply now
   for the CIBC Classic Card. Opens in a new window.

$15,000 minimum annual household income

More to love about this card

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ 

Plus, enjoy exclusive savings and rewards with your Skip+ membership.ⓘ

Access valuable insurance coverage

Your CIBC Classic Visa Card comes with valuable insurance including Purchase Security and Extended Protection Insuranceⓘ

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Valuable insurance included with your cardⓘ

 

 

Note: Effective July 1, 2025, CIBC Classic Visa* Card will no longer include Common Carrier Accident Insurance.

$100,000 Common Carrier Accident Insurance (PDF, 55 KB)
 Opens in a new window.

Purchase Security and Extended Protection Insurance (PDF, 650 KB) Opens in a new window.

For Quebec residents: Product Summaries and Fact Sheets (PDF, 1 MB) Opens in a new window.

Optional insurance for your card

 CIBC Travel Medical Insuranceⓘ  Learn about optional CIBC Travel Medical Insurance. Opens in a dialog.

 CIBC Payment Protector™ Insurance for Credit Cards


Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

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Documents

Benefits Guide (PDF, 305 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 65 KB) Opens a new window.

Couple sitting on the floor looking at paint samples

CIBC Pace It™

CIBC Classic Visa Card

Ready to shop with confidence?

Apply now   for the CIBC Classic Card. Opens in a new window.
CIBC Classic Visa Card.

Get started

Call us:  1-866-525-8622 Opens your phone app.
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