No annual fee

Extra protection on new purchases1

90-day protection with purchase security insurance if your new purchase is stolen or breaks

Passenger protection1

Get accident coverage with Common Carrier Accident Insurance

Minimum annual income
$15,000 household

Interest rate

RDS%rate[2].VSREG.Published(null,null,6,null)(#R#)% (20.99% effective the first day of your October 2021 statement period) for purchases2

RDS%rate[2].VSREG.Published(null,null,3,null)(#R#)% for cash (or RDS%rate[2].VSREG.Published(null,null,90,null)(#O2#)% for Quebec residents)2

Each additional card (up to 3)


More to love about this card

gas pump pumping out coins into a glass jar.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, 6. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.7


CIBC Pace It™

Some purchases can't wait. CIBC Pace It helps you manage your finances with Installment Plans on your credit card at lower interest rates. Start paying for the big things that matter at a pace you choose.

Learn more about CIBC Pace It.

Valuable insurance included with your card1

$100,000 Common Carrier Accident Insurance
Purchase Security and Extended Protection Insurance

Optional insurance for your card

CIBC Emergency Travel Medical Insurance 3
Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards4