Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee

  • Transfer up to 50% of your assigned credit limit.
  • If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest.
  • Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card to the CIBC Select Visa Card.
  • This balance transfer offer is only available at the time of your online application. Simply tick the checkbox to select the balance transfer option when you’re filling out your application.

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Stay on budget

Reduce interest payments with a low interest rate credit card.

Passenger protection1

Get accident coverage with Common Carrier Accident Insurance

Annual fee
(first year rebated)
Each additional card (up to 3):

Interest rate
 for purchases2
 for cash2

Minimum annual income 

More to love about this card

Fuel up for less, with up to 10 cents off per litre

Send money abroad

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Valuable insurance included with your card

$100,000 Common Carrier Accident Insurance1

Optional insurance for your card

CIBC Emergency Travel Medical Insurance 3
CIBC Payment Protector™ Insurance for Credit Cards4

CIBC Select Visa Card

Ready to cash in on a lower interest rate?

Not the right card for you?