Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee

  • Transfer up to 50% of your assigned credit limit.
  • If you choose to carry a balance and you make your minimum payments on time, a balance transfer could save you money on interest.
  • Take advantage of this 0% introductory interest rate on balance transfers for your first 10 months. You’ll only have to pay a 1% fee when you transfer your balance from another card to the CIBC Select Visa Card.
  • This balance transfer offer is only available at the time of your online application. Simply tick the checkbox to select the balance transfer option when you’re filling out your application.

Once you take advantage of this offer, you will have a promotional rate balance on your account. As a result, you will lose your interest-free grace period on new purchases unless you pay your amount due, including any promotional rate balances, in full each month. While you will enjoy the promotional rate on the balances you transfer by using this offer, new purchases will be subject to the purchase interest rate.

Stay on budget

Reduce interest payments with a low interest rate credit card.

Passenger protection1

Get accident coverage with Common Carrier Accident Insurance


Annual fee
$29 (first year rebated)
Each additional card (up to 3): $0

Interest rate
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RDS%rate[2].VSSEL.Published(null,null,3,null)(#R#)% for cash2

Minimum annual income 
$15,000 household


More to love about this card

gas pump pumping out coins into a glass jar.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, 6. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.7

Valuable insurance included with your card

$100,000 Common Carrier Accident Insurance1

Optional insurance for your card

CIBC Emergency Travel Medical Insurance 3
Shield with credit card
CIBC Payment Protector™ Insurance for Credit Cards4