CIBC Select Visa Card.

Welcome offer

Transfer your credit card balance of $100 or more — get 0% interest for up to 10 months with a 1% transfer feeⓘ and a first year annual fee rebateⓘ.  

 

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$15,000 minimum annual household income

Fees and interest rates

Annual fee

$29 — first year rebatedⓘ

$0 for up to 3 additional cards

Purchase interest rateⓘ

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Cash interest rateⓘ

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Award-winning balance transfer

Milesopedia Best Balance Transfer Credit Card 2025 logo.

Milesopedia Best Balance Transfer Credit Card 2024 logo.

Milesopedia Best Balance Transfer Credit Card 2023 logo.

Rates.ca Best Balance Transfer Card 2023 logo.


Milesopedia Best Balance Transfer Card 2022 logo.

Rates.ca Best Balance Transfer Card 2022 logo.


Your top benefits

Fuel up for less, with up to 10 cents off per litreⓘ 

Link and use your Journie Rewards card to save on every fill-up at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Send money abroad

There are no transaction fees when you send a CIBC Global Money Transfer™, ⓘ. Also, you won’t be charged interest, as long as you pay your balance by the payment due date.ⓘ 

Apply now
   for the CIBC Select Visa Card. Opens in a new window.

$15,000 minimum annual household income

More to love about this card

Get a 12-month Skip+ free trial when you link your CIBC credit card with your Skip accountⓘ 

Plus, enjoy exclusive savings and rewards with your Skip+ membership.ⓘ 

Stay on budget

Reduce interest payments with a low interest rate credit card.

Protecting your card

Visa’s Zero Liability Policy

Fraud alerts

Digital Disputes Platform

Security features included with your card

 Manage your card online

 Spend alerts

 Fraud alerts

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Documents

Benefits Guide (PDF, 230 KB) Opens in a new window.

Cardholder Agreement (PDF, 140 KB) Opens in a new window.

CIBC Credit Card Summary of Annual Interest Rates and Fees (PDF, 110 KB) Opens in a new window.

Credit Card Privacy Disclosures, Terms and Conditions (PDF, 125 KB) Opens in a new window.

Information on upcoming changes to your CIBC Credit Card Account Effective August 2025 (PDF, 65 KB) Opens a new window.

CIBC Select Visa Card.

CIBC Select Visa Card

Ready to cash in on a lower interest rate?

Apply now   for the CIBC Select Visa Card. Opens a new window.

Get started

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