Banking for student professionals

Get 6 months of Disney+ on us!^‡

Open your first CIBC Smart^™Account by October 16. Then, pay for your monthly Disney+ subscription using the Visa* Debit feature of your debit card and CIBC will reimburse you for up to 6 months. The subscription auto-renews at $11.99 monthly thereafter — subject to changes.

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You must be the age of majority in your province or territory of residence to subscribe to Disney+.

CIBC Professional Edge^® Student Program

Banking for Professionals

CIBC Medical and Dental Student Banking Bundle

Get a free SPC+ membership^†

Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more – all for free, only with CIBC!

Learn more about getting a free SPC+ membership.

Finance your future

The CIBC Professional Edge^® Student Program can help you pay for books, tuition and more. Borrow up to $350,000 depending on your field of study.

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Invest in your future on a student budget

Start building your investment portfolio using CIBC Investor’s Edge online platform and educational tools.

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A credit card for every need

Whether you are looking for travel rewards, cash back or an everyday credit card, we have you covered. No minimum income required for students.

Learn moreLearn more about Student Credit Cards from CIBC

Unlimited transactions for students

Why limit yourself? Get unlimited transactions¹, including free Interac e-Transfer^® service, and pay no monthly fee while you are a full-time student².

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Enjoy banking that fits your life

Bank on the go, where and when you want — all from the convenience of your phone, tablet or computer.

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Student Life Advice Centre

Learn about saving, budgeting and the importance of maintaining a high credit rating.

CIBC Scholarships

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Student Budget Calculator

Our Student Budget Calculator provides information on how to budget while at school and more.

Education Line of Credit Calculator

Use this calculator to help plan your education costs.

Paying for Your Education

Information on financing options for post-secondary education.

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^◊◊No purchase necessary. Open January 1, 2021 to December 31, 2021 to legal residents of Canada who are 16 years of age or older and are current students of an accredited Canadian university, college or secondary school. One Grand Prize available to be won consisting of:

One cheque for $8,750 made payable to the winner;
One 1-year GIC for $8,750 opened in the winner’s name;
One 2-year GIC for $8,750 opened in the winner’s name; and
One 3-year GIC for $8,750 opened in the winner’s name.

Odds of winning depend on number of eligible entries received. Math skill test required. Refer to the full contest rules (PDF, 145 KB) Opens in a new window..

Winner will be picked January 10, 2022. Check full rules for other ways to enter.

^†To be eligible for a free SPC membership, you must hold an eligible CIBC product at the time you register for the membership, which you must do through CIBC online or mobile banking. Eligible CIBC products include a CIBC Youth or Student bank account, Student credit card or Student line of credit. A complete list of eligible CIBC products can be found at SPC and CIBC. Joint account holders of eligible CIBC products are not eligible for membership. You must also be a legal resident of Canada who is fourteen (14) years of age or over, but under the age of thirty (30) years if the eligible CIBC product you use to qualify for the membership is a student line of credit. The membership will automatically renew and remain in effect for as long as you hold an eligible CIBC product.

Trade-mark/registered trade-mark of Student Price Card Ltd.

^‡ Marketing Disclosure (Short T&Cs) – Disney+ Offer for CIBC Smart^TM Account and CIBC Smart Plus Account.

Offer begins on August 15, 2023 at 12:01 am (ET) and ends on October 16, 2023 at 11:59 pm (ET). Offer available to Canadian residents who are at or above the age of majority in their jurisdiction of residence, who open a CIBC Smart Account (including those with CIBC Smart Start or CIBC Smart for Students) or who open a CIBC Smart Plus Account, and from 2019 to the time of opening the account are or were not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for a rebate of the Disney+ streaming service monthly subscription fee plus taxes (as of August 15, 2023, the fee is $11.99 and is subject to change) for up to 6 consecutive months, open a CIBC Smart Account (including one with CIBC Smart Start or CIBC Smart for Students) or a CIBC Smart Plus Account and provide your email address. Within one (1) month after the month of opening the account, sign up for a monthly subscription of the Disney+ streaming service and set up monthly payments from your CIBC account. You must use the CIBC Advantage Debit Card^® associated with your account to make the payments by simply registering your CIBC Advantage Debit Card number in the credit card billing section online at www.disneyplus.com Opens in a new window. when you subscribe to Disney+. The Disney+ subscription is subject to the Disney+ Subscriber agreement available at https://www.disneyplus.com/legal/subscriber-agreement Opens in a new window. and The Walt Disney Company Privacy Policy available at https://disneyplus.com/legal/privacy-policy Opens in a new window..

You must reach the age of majority in your province or territory of residence to subscribe. Offer available to new subscribers or existing Disney+ subscribers. In order to be rebated for the Disney+ monthly subscription for each month up to 6 months, you must maintain your Disney+ subscription and make payments each month consecutively. If you decide to stop your subscription, you will no longer qualify for the rebate. At the end of the six-month period, your Disney+ subscription will automatically renew at the then current monthly subscription fee, unless you cancel earlier. The Disney+ monthly subscription purchase must be made directly on www.disneyplus.com Opens in a new window.. Subscription purchases made through mobile apps, third party providers or platforms and transactions made with third party payment processors (e.g., PayPal) are excluded from this offer. Transactions must be made in Canadian dollars in order to be eligible. This Offer can be combined with the $350 Offer for CIBC Smart Account and CIBC Smart Plus Account, the $125 Offer for accounts with CIBC Smart Start or CIBC Smart for Students and the CIBC Smart Plus Account Fee Rebate. Other conditions apply. Please review the full terms and conditions (PDF, 135 KB) Opens in a new window..

¹ A transaction includes cheques, withdrawals, transfers, pre-authorized payments, bill payments (including CIBC Credit Cards and CIBC Personal Lines of Credit) and debit purchases. For CIBC eAdvantage Savings Accounts, a transaction does not include transfers to your other CIBC bank account(s) using the transfer function on CIBC Online Banking, CIBC Mobile Banking, CIBC Telephone Banking and at CIBC ATMs. For all accounts, transfers to CIBC-branded loans (excluding CIBC Personal Lines of Credit), mortgages and investments (registered and non-registered) are free. "CIBC-branded” means any brand that has CIBC in its name and is offered by CIBC or its Canadian affiliates (and does not include CIBC Bank USA). Other fees (in addition to any transaction fee) include: withdrawals from non-CIBC bank machines (rebated for CIBC Smart Plus Accounts except the 2.5% administration fee on the converted amount of foreign currency ATM withdrawals), wire payments, Interac e-Transfer transactions (the Interac e-Transfer fee is waived for CIBC Smart Accounts, CIBC Smart Plus Accounts and for clients who are enrolled in CIBC Advantage for Youth, CIBC Smart for Students, CIBC Smart for Seniors (on the CIBC Smart Account) and CIBC Advantage for Students (on the CIBC Everyday Chequing Account)) and transactions in foreign currency (including cheques written in currencies other than the account currency).

² Until graduation date plus an additional 6 months, up to a maximum of 4½ years in total. Regular Smart Account fees will apply thereafter.

Trademarks

Banking for student professionals

Get 6 months of Disney+ on us!‡

Get a free SPC+ membership†

Finance your future

Invest in your future on a student budget

A credit card for every need

Unlimited transactions for students

Enjoy banking that fits your life

Need to talk?

Get 6 months of Disney+ on us!^‡

Get a free SPC+ membership^†