Set your CIBC card as your default payment option or select it right before you pay.
Wake up your phone and use it wherever you tap your card – and you’re done.
Shop with confidence and security
Google Pay uses a unique virtual account number instead of the number of your actual credit or debit card, or your Smart Prepaid Visa card — meaning everything about your CIBC card stays safe and secure.
Check your purchases conveniently
Details about your transactions are visible at a glance. Google Pay pulls information from other Google services you use, like Google Maps, to help you track your spending.
Keep earning points
Earn the points you always do with any of your reward cards on Google Pay, just like you would if you used the physical card to make purchases.
Where can I use Google Pay?
Google Pay can be used almost everywhere you shop. Look for the Google Pay or contactless logo in stores or in apps.
Not a CIBC client?
Opening a bank account with the CIBC Mobile Banking® App is easy and it only takes a minute. Get an account or credit card today.
Frequently asked questions
1. An eligible CIBC credit, debit, Smart Prepaid Visa card:
Any personal CIBC Visa* or MasterCard® credit card (excluding CIBC Corporate cards)
CIBC Smart Prepaid Visa or Prepaid Travel Visa card
CIBC Advantage® Debit Card
2. An Android device running Android Lollipop 5.0 or above (visit Google Pay’s support site for more information on eligible devices)
3. The Google Pay app downloaded on your device
4. A Google account
Adding a CIBC card to Google Pay is easy:
Open Google Pay app on your device.
At the bottom right, tap the + symbol.
Tap Add a credit or debit card.
Use the camera to capture your card info or enter it yourself.
Follow the on-screen prompts, including accepting the terms and conditions.
For your security, you will be prompted to verify your card using a one-time verification code retrieved via email or SMS.
To facilitate your participation in Google Pay, CIBC will share Google Pay transaction information with Google for each credit or debit card you have added to Google Pay. Google will make this transaction information available for display on your device (for example, your most recent transactions and other receipt information collected from your use of other Google services, such as Google Maps).
In addition, Google may use your information in an aggregated or anonymized form for the purpose of understanding performance and improving Google Pay. Google may combine additional information collected from your use of other Google services (e.g. Google Maps, Gmail) to improve your Google Pay experience. Merchants may also provide Google with certain transaction data relating to purchases made using an eligible Card with Google Pay. Your transaction information will not be used by Google to generate targeted advertising, promotional offers or to improve other Google services.
Yes, you can set or change the default wallet on your device. Go to Settings, NFC and Payment, and select -> Tap and Pay. From there, you can select the mobile wallet you would like to set as your default.
You must set your default card in Google Pay, which will be used to make your transactions. If you only have one card in Google Pay, it will automatically be your default card.
To set your default card:
Open the Google Pay app.
Tap the card you want to make your default card. Tap Set as default card.
Yes. Any rewards or benefits available on your CIBC credit or debit card will apply to any purchase made using Google Pay, the same as if you used your physical card.
Google Pay has an enhanced transaction history that displays additional merchant information, which may include merchant name, logo and contact information. Your transaction history may include other relevant information collected from your use of other Google services, such as Google Maps.
If you make an Google Pay purchase, the merchant may request authorization for an initial amount and send us the actual transaction amount later for payment. The initial authorized amount appears in your Google Pay transaction history, but the actual transaction amount is deducted from your account.
This happens frequently in places where:
You can add a tip (e.g. restaurants and salons)
There can be a significant difference between the amount that's authorized initially and the actual transaction amount (e.g. hotels and car rental agencies)
Please note: Multilanguage sites do not provide full access to all content on CIBC.com. The full CIBC website is available in English and French.