The easy way to pay — Google Pay makes it quick, effortless and worry-free. Want to start using Google Pay? Get a CIBC credit card or bank account today.
Make paying easy with Google Pay
With Google Pay, you can easily and securely pay with any eligible CIBC card.
Download the appOpen a new window in your browser. on your Android device and follow the on-screen instructions to add your CIBC credit, debit or Smart™ Prepaid Visa cards. You can also add your card with the CIBC Mobile Banking® App, through “Settings and Security.”
Set your CIBC card as your default payment option or select it right before you pay.
Wake up your phone and use it wherever you tap your card – and you’re done.
Shop with confidence and security
Google Pay uses a unique virtual account number instead of the number of your actual credit or debit card, or your Smart Prepaid Visa card — meaning everything about your CIBC card stays safe and secure.
Check your purchases conveniently
Find details about your transactions in Google Wallet at a glance. Google Pay pulls information from other Google services you use, like Google Maps, to help you track your spending.
Keep earning points
Earn the points you always do with any of your reward cards in Google Wallet, just like you would if you used the physical card to make purchases.
To facilitate your participation in Google Pay, CIBC will share Google Pay transaction information with Google for each credit or debit card you have added to Google Wallet. Google will make this transaction information available for display on your device (for example, your most recent transactions and other receipt information collected from your use of other Google services, such as Google Maps).
In addition, Google may use your information in an aggregated or anonymized form for the purpose of understanding performance and improving Google Pay. Google may combine additional information collected from your use of other Google services (e.g. Google Maps, Gmail) to improve your Google Pay experience. Merchants may also provide Google with certain transaction data relating to purchases made using an eligible Card in Google Wallet. Your transaction information will not be used by Google to generate targeted advertising, promotional offers or to improve other Google services.
Yes, you can set or change the default wallet on your device. Go to Settings, NFC and Payment, and select Tap and Pay. From there, you can select the mobile wallet you would like to set as your default.
You must set your default card in Google Wallet, which will be used to make your transactions. If you only have one card in Google Wallet, it will automatically be your default card.
To set your default card:
Open the Google Wallet app.
Select the card you want to make your default card. Select Set as default card.
Yes. Any rewards or benefits available on your CIBC credit or debit card will apply to any purchase made using Google Pay, the same as if you used your physical card.
Google Pay has an enhanced transaction history that displays additional merchant information, which may include merchant name, logo and contact information. Your transaction history may include other relevant information collected from your use of other Google services, such as Google Maps.
If you make a Google Pay purchase, the merchant may request authorization for an initial amount and send us the actual transaction amount later for payment. The initial authorized amount appears in your Google Wallet transaction history, but the actual transaction amount is deducted from your account.
This happens frequently in places where:
You can add a tip, such as restaurants and salons
There can be a significant difference between the amount that's authorized initially and the actual transaction amount, such as hotels and car rental agencies
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