Here’s how to get $500 cash†!
Open a Smart Account for Newcomers as your first chequing account, then within two months:
Set up recurring direct deposits of $500 or more per month from your employer, government or pension.
And complete 1 of the following actions within the same calendar month:
- 2 recurring pre-authorized debits Learn about pre-authorized debits. Opens in a dialog.
- 2 online bill payments of $50 or more each
- 5 online Visa* Debit purchases
Plus, get a $100 Skip Gift Card◇!
Ready to get your $100 Skip Digital Gift Card?
Open your first CIBC Smart™ Account by December 9, 2025.
Complete 5 online Visa* Debit purchases by January 31, 2026 – this includes Skip purchases too.
We will email you a Skip Gift Card by May 31, 2026.