Here’s how to get $450† cash!
Open a Smart Account for Newcomers as your first chequing account, then within two months:
- Set up recurring direct deposits of $500 or more per month from your employer, government or pension.
and complete 1 of the following actions within the same calendar month:
- 2 recurring pre-authorized debits Learn about pre-authorized debits. Opens in a dialog.
- 2 online bill payments of $50 or more each
- 5 online Visa* Debit purchases
Plus, get a $100◊ Skip gift card.
Ready to get your $100◊ digital Skip gift card?


We will email your Skip gift card by November 15, 2025.