Coverage highlights

If the Government of Canada has issued a Level 3 Travel Advisory for COVID-19 (avoid non-essential travel) for your travel destination, CIBC’s COVID-19 insurance plan may provide emergency medical and quarantine expenses if you test positive for COVID-19 while on your trip.

Emergency treatment

This benefit is for medical expenses related to the treatment of COVID-19 after receiving a positive COVID-19 test during your trip.

Covered out-of-pocket expenses are subject to a sublimit under this benefit1.


This benefit is for expenses incurred to transport you to the nearest appropriate medical facility or to a Canadian hospital if you test positive for COVID-19 during your trip.

Return of travel companion

If you’re quarantined, hospitalized or repatriated, this benefit is for expenses to transport a travel companion and your dependent children back to their home.

In the event of your death

If death occurs during your trip due to COVID-19, this benefit covers the preparation and transportation of your remains to your province or territory of residence or burial at place of death. 

This benefit is subject to sublimits1.

Quarantine meals and accommodation

This benefit is for expenses if you are placed in individual quarantine during your trip due to a positive COVID-19 test. 

There is a specific limit for this benefit1.

Denied boarding

If you’re denied boarding on your return trip home due to a COVID-19 screening, this benefit is for unexpected expenses you may incur  as a result of the delay.

There is a specific limit for this benefit1.

For a detailed summary of benefits, eligibility conditions, limitations and exclusions, review the sample Certificate of Insurance (PDF, 295 KB) Opens in a new window.

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Our partners

Distributing firm

CIBC Travel Insurance is distributed and administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Allianz Global Assistance provides CIBC travel assistance and claims services in respect of all insurance coverage under CIBC Travel Insurance plans.

Allianz Global Assistance

700 Jamieson Parkway
Cambridge, Ontario
N3C 4N6
519-742-2800 Opens your phone app.

The insurers

CIBC Travel Insurance plans are underwritten by Co-operators Life Insurance Company, which covers accident and sickness benefits, and The Sovereign General Insurance Company, which covers property and casualty benefits.

Co-operators Life Insurance Company

1920 College Avenue
Regina, Saskatchewan
S4P 1C4
1-800-454-8061 Opens your phone app.

The Sovereign General Insurance Company

140 – 6700 Macleod Trail South East
Calgary, Alberta
T2H 0L3
1-800-510-0354 Opens your phone app.

More information about CIBC Insurance

Licensed sectors

CIBC Travel Insurance is licensed to sell damage insurance (broker) and insurance of person.

Registration number

CIBC is registered with the Autorité des marchés financiers (AMF) under 600575. Verify CIBC on AMF’s site Opens in a new window.


Are we not meeting all of your expectations? Follow Allianz’s complaint process Opens in a new window.