CIBC Dividend Visa Card for Students.

Earn cash back with no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

2%

1%

0.5%

Mobile phone screen: CIBC Best Student Life Bundle. CIBC Dividend Visa card, CIBC Debit card, SPC+ card and Skip+ card.

Welcome offer

Enjoy extra cash and all your banking essentials with the CIBC Best Student Life Bundleⓘ

New to CIBC? Bundle CIBC Dividend Visa Card for Students with a chequing account, savings account and more. Canadian and international students can apply online with one easy application.

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

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Interest rate (cash)

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  (for Quebec residents)

MINIMUM INCOME REQUIREMENT

$0

CREDIT LIMITS UP TO

$5,000ⓘ

$2,000ⓘ 
(for international students)

CIBC by Expediaⓘ - available to Dividend credit card holders✈️ 

Search and book flights, hotels, car rentals and more. Plus, earn 1% cash back when you book your next vacation with CIBC by Expedia.ⓘ, ⓘ, ⓘ 

Learn More about CIBC by Expedia.
CIBC logo. Expedia logo.
Mobile phone showing the CIBC by Expedia portal.

SPC+ logo.

Get a free SPC+ membershipⓘ with this credit card 

Level up your savings with up to 30% off 450+ brands you love. Unlock VIP contests, next-level giveaways, and exclusive perks that make everyday life anything but basic. With SPC+, the best deals aren’t just deals—they’re a lifestyle.

Learn more about getting a free SPC+ membership.

Free Skip+ membership, exclusively with CIBCⓘ

Enjoy effortless home delivery and exclusive savings with our new Skip partnership.

Free Skip+ membership

Save $9.99 plus tax every month when you link your eligible CIBC credit card to your Skip account

$20 Welcome Voucher

Use at checkout to save on your first order of $40 or more

$10 Monthly Voucher

Earn a $10 voucher when you place 4 orders of $30 or more in each month

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Link and use your eligible CIBC credit card with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.ⓘ, ⓘ

Save 3 cents per litre every time you fill up.ⓘ

+

Save 7 cents per litre every time you reach 300 Journie Points.ⓘ

Logos of Journie Rewards, On the Run, Pioneer, Fas Gas, Ultramar, and Chevron.

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Valuable insurance included with your card ⓘ,ⓘ,ⓘ 

A card that’s award-worthy