Student Cash Back Offer

Digital exclusive offer

CIBC Dividend^® Visa^* Card For Students

Get $30 cash back after you make your first purchase!^ⓘ

Plus, earn 2% cash back on eligible groceries and up to 1% on purchases like books, movies, food and more.^ⓘ^,^ⓘ

Apply now

International student? You need to visit a banking centre in person to apply for the CIBC Dividend® Visa* Card for Students. Find a branch Opens in a new window..

Annual fee

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

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Interest rate (cash)

RDS%rate[2].VSDIV.Published(null,null,3,null)(#R#)%^ⓘ

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%^ⓘ (for Quebec residents)

MINIMUM INCOME REQUIREMENT

MINIMUM CREDIT LIMIT

$1,000

Earn cash back with no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

2%

Cash back on eligible grocery purchases ^ⓘ,^ⓘ

1%

Cash back on eligible purchases for dining, transportation, gas, electric vehicle charging, and recurring payments or bills^ⓘ,^ⓘ

0.5%

Cash back on all other purchases^ⓘ,^ⓘ

A CIBC Dividend® Visa* Card for Students, plus a CIBC Smart™ Start Card, plus refer friends and get $50 each.

Earn up to $180 with our student bundle

Bundle your CIBC Dividend® Visa* Card for Students with a CIBC Smart™ Start Card and earn up to $130 cash back. Plus, refer a friend and you'll each get $50!^◇◇

Learn more

Get a free SPC+ membership^ⓘ with this credit card

Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more – all for free, only with CIBC!

Learn more about getting a free SPC+ membership.

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Link and use your CIBC Dividend Visa* Card for Students with Journie Rewards to save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.^ⓘ^,^ⓘ

Save
3 cents

per litre
every time you fill up^ⓘ

Save an additional
7 cents

per litre
every time you reach
300 Journie Points^ⓘ

Learn more about saving up to 10 cents per litre when you link your CIBC Dividend Visa Card for Students to Journie Rewards.

Maximize your cash back with these perks

Get cash back on demand

Redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking® or by calling us at 1-800-465-4653 Opens your phone app.. Or wait to get your cash back annually as a credit on your January statement.

Earn cash back with CIBC Global Money Transfer™^,^ⓘ

Earn cash back on your first transfer using promo code GMTEVENT.^ⓘ There are no transfer fees. Cash advance fees do not apply and there is no interest if you pay your balance by the payment due date.^ⓘ,^ⓘ,^ⓘ

Learn more

Valuable insurance included with your card ^ⓘ^,^ⓘ^,^ⓘ

Learn more Opens in a dialog.

A card that’s award-worthy

Winner of the 2024 Best Credit Card for Students by Milesopedia.^ⓘ

Winner of the 2023 Best Credit Card for Students by Milesopedia.^ⓘ

Best students cash back visa card 2022 by Milesopedia.

Winner of the 2022 Best Student Cash Back Visa Card by Milesopedia.^ⓘ

Get $30 cash back!

Apply now

Annual fee

Interest rate (purchases)

Interest rate (cash)

MINIMUM INCOME REQUIREMENT

MINIMUM CREDIT LIMIT

Earn cash back with no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

2%

1%

0.5%

Earn up to $180 with our student bundle

Get a free SPC+ membershipⓘ with this credit card

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,ⓘ

Valuable insurance included with your card ⓘ,ⓘ,ⓘ

A card that’s award-worthy

Get a free SPC+ membership^ⓘ with this credit card

Earn cash back with CIBC Global Money Transfer™^,^ⓘ

Valuable insurance included with your card ^ⓘ^,^ⓘ^,^ⓘ