Accessibility Quick Links
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Earn cash back with no annual fee
Plus, build your credit history by making at least your minimum monthly payments on time.
2%
1%
0.5%
Annual fee
$0
$0
for each additional card
(3 card maximum)
Interest rate (purchases)
RDS%rate[2].VSDIV.Published(null,null,6,null)(#R#)%ⓘ
MINIMUM INCOME REQUIREMENT
$0
MINIMUM CREDIT LIMIT
$1,000
Get a free SPC+ membershipⓘ with this credit card
Save up to 30% on over 450 top brands when you shop online or in-store. Plus, get exclusive access to special experiences, cash prizes, giveaways and more – all for free, only with CIBC!
![](/content/dam/cibc-public-assets/special-offers/2024-journie-redesign/gas-pump-coupon-pink-shadow.gif)
![Logos of Pioneer, Fas Gas, Ultramar, and Chevron.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
A card that’s award-worthy
![Best students credit card 2024 by Milesopedia award logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![2023 Best Students Credit Card Milesopedia logo.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)
![Best students cash back visa card 2022 by Milesopedia.](/etc.clientlibs/cibcpublic/clientlibs/assets/resources/images/spacer-1px.png)