CIBC Dividend Visa Card for Students.

Earn cash back with no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

2%

1%

0.5%

Mobile phone screen: CIBC Best Student Life Bundle. CIBC Dividend Visa card, CIBC Debit card, SPC+ card and Skip+ card.

Welcome offer

Enjoy extra cash and all your banking essentials with the CIBC Best Student Life Bundleⓘ

New to CIBC? Bundle CIBC Dividend Visa Card for Students with a chequing account, savings account and more. Canadian and international students can apply online with one easy application.

Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

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Interest rate (cash)

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  (for Quebec residents)

MINIMUM INCOME REQUIREMENT

$0

CREDIT LIMITS UP TO

$5,000ⓘ

$2,000ⓘ 
(for international students)

CIBC by Expediaⓘ - available to Dividend credit card holders✈️ 

Search and book flights, hotels, car rentals and more. Plus, earn 1% cash back when you book your next vacation with CIBC by Expedia.ⓘ, ⓘ, ⓘ 

Learn More about CIBC by Expedia.
CIBC logo. Expedia logo.
Mobile phone showing the CIBC by Expedia portal.

SPC+ logo.

Get a free SPC+ membershipⓘ with this credit card 

Level up your savings with up to 30% off 450+ brands you love. Unlock VIP contests, next-level giveaways, and exclusive perks that make everyday life anything but basic. With SPC+, the best deals aren’t just deals—they’re a lifestyle.

Learn more about getting a free SPC+ membership.

Fuel up for less

Learn more about Journie Rewards with CIBC.

Get a free Skip+ membership when you link your eligible CIBC credit card

Learn more about Skip+.

Maximize your cash back

Get cash back on demand

Earn cash back for sending money globallyⓘ

Valuable insurance included with your card ⓘ,ⓘ,ⓘ 

A card that’s award-worthy