Earn cash back for no annual fee

Plus, build your credit history by making at least your minimum monthly payments on time.

2%

1%

0.5%

SPC logo.

Get a free SPC membership with this credit card

Your free SPC membership provides exclusive access to SPC+. Get better discounts, special experiences and more. Save instantly when you shop over 450 deals in-store and online. Pay no membership fee as a CIBC client with an eligible student product.

Learn more About getting a free SPC membership.

Save up to 10 cents per litre on gas with CIBC and Journie Rewards

3 cents

+

7 cents

Maximize your cash back with these perks

Get cash back on demand

Earn cash back with CIBC Global Money Transfer™,6


Annual fee

$0

$0
for each additional card
(3 card maximum)

Interest rate (purchases)

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Interest rate (cash)

RDS%rate[2].VSDIV.Published(null,null,3,null)(#R#)%9

RDS%rate[2].VSDIV.Published(null,null,90,null)(#O2#)%9
(for Quebec residents)

MINIMUM INCOME REQUIREMENT

$0

MINIMUM CREDIT LIMIT

$1,000

Valuable insurance included with your card10