† Cash reward offer begins on April 30, 2022, at 12:01 am ET and ends on January 31, 2023, at 9:00 pm ET. Offer available to Canadian residents who are age 25 and older for a CIBC Smart™ Account or have reached the age of majority for a CIBC Smart™ Plus Account, and from 2019 to the time of opening the account are not holders or joint holders of a CIBC chequing account, all as determined by CIBC in its sole discretion. To qualify for the first $350, open a CIBC Smart Account or CIBC Smart Plus Account and provide your email address. Within 2 months of opening the account, complete at least 1 recurring direct deposit and 1 of the following 3 activities: (i) at least 2 different recurring pre-authorized debits; (ii) at least 2 eligible Visa Debit purchases; or (iii) at least 2 online bill payments of at least $50 each. The direct deposit and the pre-authorized debit must remain in effect for at least 2 consecutive months. Eligibility of transactions will be determined by CIBC in its sole discretion. To qualify for the additional $50, complete steps to receive the first $350 and within 2 months of opening the Smart Account or Smart Plus Account, transfer at least $200 from your account into your eAdvantage® Savings Account. Offer cannot be combined with any other offer, reward, rebate or the CIBC Smart™ Start or Smart™ for Students benefit on the Smart Account unless otherwise indicated. The cash reward will be deposited into your account within seven (7) months after the month that you opened the account. Other conditions apply; review the terms and conditions (PDF, 135 KB) Opens in a new window..
‡ The CIBC Smart™ Account for Newcomers is offered to those who have received landed immigrant status or permanent residence in the last 5 years or those who are temporary resident workers who have a Canadian work permit issued for at least a 12-month term. Must show proof of entry into Canada and provide supporting documents such as landing papers, permanent resident card or Canadian work permit (IMM 1442). Monthly account fee is rebated for two years after which regular monthly account fees apply without notice. You can qualify for this offer if you apply and are approved for a new eligible account beginning on May 16, 2022.